San Jose Bankruptcy & Debt Lawyer, California, page 2

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Cornell T. Solomon

Bankruptcy & Debt

Status: In Good Standing

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Murco Plaza, 39111 Paseo Padre Parkway, Fremont, CA 94538

Matthew M. Spielberg

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

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21855 Redwood Road, Castro Valley, CA 94546

James R. Mehlhaff

Business Organization, Family Law, Collection, Banking & Finance

Status: In Good Standing

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23950 S. Chrisman Road, Tracy, CA 95304

James A. Pixton

Litigation, Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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1516 Oak Street, Alameda, CA 94501

Jeff D. Hoffman

Accident & Injury, Consumer Bankruptcy, Medical Malpractice, Car Accident, Collection

Status: In Good Standing

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825 Washington, Oakland, CA 94607

Patrick McMahon

Bankruptcy

Status: In Good Standing

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703 Market Street, San Francisco, CA 94103

Jerome J. Ghigliotti

Administrative Law, Dispute Resolution, Collection, Commercial Leasing

Status: In Good Standing

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870 Market Street, San Francisco, CA 94102

George S. Trevor

Complex Litigation, Arbitration, Federal Appellate Practice, Bankruptcy Litigation

Status: In Good Standing

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44 Montgomery Street, San Francisco, CA 94104

Elise M. Mitchell

Class Action, Estate, Divorce & Family Law, Civil Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

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320 South Third street, San Jose, CA 95112

Elizabeth Manassau

Estate Planning, Family Law, Divorce, Bankruptcy

Status: In Good Standing Licensed: 20 Years

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777 N. 1st Street, San Jose, CA 95112

800-923-0641

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

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San Jose Bankruptcy & Debt Lawyer, California, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Cornell T. Solomon

Matthew M. Spielberg

James R. Mehlhaff

James A. Pixton

Jeff D. Hoffman

Patrick McMahon

Jerome J. Ghigliotti

George S. Trevor

Elise M. Mitchell

Elizabeth Manassau

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LEGAL TERMS

WORKOUT

LOSS DAMAGE WAIVER (LDW)

SUBROGATION

ACCORD AND SATISFACTION

PRIORITY DEBT

CREDIT BUREAU

TRUTH IN LENDING ACT (TILA)

NUISANCE FEES

ABUSE

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