Somerset Credit & Debt Lawyer, Texas

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Stanley Olson Hulse

Family Law, Criminal, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

Devine, TX 78016

Kirby Dean Waaland

General Practice

Status: In Good Standing Licensed: 35 Years

CONTACT

1501 Campbell Ave, Jourdanton, TX 78026

Kristina L Gonzales

Commercial Real Estate, Gift Taxation, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

Pleasanton, TX 78064

Marisa Yolette Salazar

Administrative Law, Civil Rights, Social Security, Credit & Debt

Status: In Good Standing

CONTACT

519 Culebra Rd, San Antonio, TX 78201

John Charles Hernandez

Contract, Litigation, Credit & Debt, Employee Rights

Status: In Good Standing Licensed: 8 Years

CONTACT

112 E Pecan St, San Antonio, TX 78205

Alejandro Mercado

Commercial Real Estate, Family Law, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

403 West Cypress St, San Antonio, TX 78212

F. Joe Stenberg

Juvenile Law, Wills, Family Law, Credit & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

722 E Euclid Ave, San Antonio, TX 78212

Edward P. Cano

Banking & Finance, Credit & Debt, Personal Injury, Workers' Compensation

Status: In Good Standing Licensed: 39 Years

CONTACT

201 W Poplar St, San Antonio, TX 78212

Virginia M. Schramm

Entertainment, Elder Law, Credit & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

1111 N. Main Ave., San Antonio, TX 78212

Daniel Francisco Cabrera

Credit & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 6 Years

CONTACT

1111 N Main Ave, San Antonio, TX 78212

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT FILE

See credit report.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Somerset Credit & Debt Lawyer, Texas

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Stanley Olson Hulse

Kirby Dean Waaland

Kristina L Gonzales

Marisa Yolette Salazar

John Charles Hernandez

Alejandro Mercado

F. Joe Stenberg

Edward P. Cano

Virginia M. Schramm

Daniel Francisco Cabrera

TIPS

LEGAL TERMS

REDEMPTION

BANKRUPTCY TRUSTEE

TRADE DRESS

ADMINISTRATIVE EXPENSES

401(K) PLAN

CREDIT FILE

LOSS DAMAGE WAIVER (LDW)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

NUISANCE FEES

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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