Somerset Credit & Debt Lawyer, Texas

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Alcide Federico Longoria

Construction, International Other, Credit & Debt, Personal Injury, Mediation

Status: In Good Standing Licensed: 27 Years

CONTACT

130 E Travis St, San Antonio, TX 78205

Alejandro Mercado

Commercial Real Estate, Family Law, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

403 West Cypress St, San Antonio, TX 78212

Amanda Kay Armstrong

Commercial Real Estate, Litigation, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

310 S Saint Marys St, San Antonio, TX 78205

Andrea Carol Polunsky

Family Law, Elder Law, Administrative Law, Credit & Debt

Status: In Good Standing

CONTACT

111 Soledad St, San Antonio, TX 78205

Andres Dura Sanchez

International Other, Employee Rights, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

115 E. Travis, San Antonio, TX 78205

Andrew George Sherwood

Commercial Real Estate, Real Estate, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

112 E Pecan St, San Antonio, TX 78205

Anna Ula Shaw

International Other, Immigration, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

630 Broadway St, San Antonio, TX 78215

Arturo Ignacio de Vara (Art' Martine)

Administrative Law, Credit & Debt, Personal Injury, Family Law

Status: In Good Standing Licensed: 17 Years

CONTACT

13940 Benton City Rd, Von Ormy, TX 78073

Brian James Trenz

General Practice

Status: In Good Standing Licensed: 16 Years

CONTACT

334 W Mistletoe Ave, San Antonio, TX 78212

Brittani Nicole Booker

Litigation, Credit & Debt, Employee Rights, Business & Trade

Status: In Good Standing Licensed: 8 Years

CONTACT

San Antonio, TX 78278

800-923-0641

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

COLLATERAL

Property that guarantees payment of a secured debt.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Somerset Credit & Debt Lawyer, Texas

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Alcide Federico Longoria

Alejandro Mercado

Amanda Kay Armstrong

Andrea Carol Polunsky

Andres Dura Sanchez

Andrew George Sherwood

Anna Ula Shaw

Arturo Ignacio de Vara (Art' Martine)

Brian James Trenz

Brittani Nicole Booker

TIPS

LEGAL TERMS

PRIORITY DEBT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

COLLATERAL

TRADE NAME

401(K) PLAN

CURRENT MONTHLY INCOME

BULK SALES LAW

WINDING UP

GRACE PERIOD

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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