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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Alexander H Lubarsky

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Immigration, Criminal, Bankruptcy, Divorce & Family Law, Civil & Human Rights

Mr. Lubarsky is an active member of the California Bar and has a law degree as well as a Master's degree in law. He has been in practice for over fift... (more)

FREE CONSULTATION

CONTACT

800-884-1821

2615 Middlefield Road, Redwood City, CA 94063

William Brodie Brentani

Other, Consumer Rights, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

2475 Hanover St, Palo Alto, CA 94304

Daniel Todd McCloskey

Contract, Dispute Resolution, Intellectual Property, Consumer Bankruptcy, Business

Status: In Good Standing Licensed: 27 Years

CONTACT

2475 Hanover St, Palo Alto, CA 94304

Jay P. Higdon

Litigation, Corporate, Banking & Finance, Bankruptcy & Debt

Status: In Good Standing Licensed: 7 Years

CONTACT

2475 Hanover St, Palo Alto, CA 94304

Christine Marie Ristow

Litigation, Corporate, Banking & Finance, Bankruptcy & Debt

Status: In Good Standing Licensed: 7 Years

CONTACT

2475 Hanover St, Palo Alto, CA 94304

Todd Matthew Schwartz

Lawsuit & Dispute, Business & Trade, Business, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

1117 California Ave, Palo Alto, CA 94304

Ashlee Dee Adkins

Commercial Real Estate, Real Estate, Bankruptcy, Litigation

Status: In Good Standing Licensed: 9 Years

CONTACT

2225 El Camino Real, Palo Alto, CA 94306

Philip Kelly Rucker

Litigation, Child Custody, Business, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

650 Page Mill Rd, Palo Alto, CA 94304

Richard A. Lang

Electronic Commerce, Immigration, Corporate, Bankruptcy

Status: In Good Standing Licensed: 7 Years

CONTACT

650 Page Mill Rd, Palo Alto, CA 94304

Brendan Joseph Cooney

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

100 Hamilton Ave, Palo Alto, CA 94301

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Stanford Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Alexander H Lubarsky

William Brodie Brentani

Daniel Todd McCloskey

Jay P. Higdon

Christine Marie Ristow

Todd Matthew Schwartz

Ashlee Dee Adkins

Philip Kelly Rucker

Richard A. Lang

Brendan Joseph Cooney

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LEGAL TERMS

DEBIT CARD

INTEREST

SOLE PROPRIETORSHIP

UNSECURED DEBT

REAFFIRMATION

DEBT COLLECTOR

NO-FAULT INSURANCE

401(K) PLAN

GENERAL PARTNER

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