Westmoreland Credit & Debt Lawyer, Kansas, page 3

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Kerry Gasper
About | Practice Areas
Wiechman Law Office LLC
1101 Sw 10th Ave. Topeka, KS 66604» view map
Bankruptcy & Debt Law
A Better Way Forward

Our mission is to guide our clients to a better way of life. We are here to listen. We are here to help. We’ll find a solution that fits you and your situation.

800-969-4051
1. Kerry Gasper Topeka, KS
  Attorney at Law- KS, 1985
  Washburn University School of Law, J.D. 1985
2. AboutWiechman Law Office LLC
  A Better Way Forward
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Not enough matches for Westmoreland Credit & Debt lawyer.
Below are all Westmoreland Bankruptcy & Debt lawyers.

Darcy D. Williamson

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

1109 Sw Westside Dr, Topeka, KS 66615

William Scott Hesse

Other, Lawsuit & Dispute, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

6600 Sw 10Th St, Topeka, KS 66615

Wm S. Hesse

Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

6600 Sw 10Th Ave, Topeka, KS 66615

Gwen Nicole Hill

Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

610 Sw Corporate View, Topeka, KS 66615

Robert Earl Young

Employment, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

610 Sw Corporate View, Topeka, KS 66615

Amanda Joy Kiefer

Business, Commercial Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

500 Sw Wanamaker Rd, Topeka, KS 66601

John Shannon Garrett

Litigation, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

1100 Sw Wanamaker Dr, Topeka, KS 66604

Adam Michael Mack

Divorce & Family Law, Bankruptcy, Bankruptcy & Debt, Malpractice

Status: In Good Standing

CONTACT

2850 Sw Mission Woods Drive #102, Topeka, KS 66614

Bethany Le Ann Crosland

Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

2850 S. Mission Woods Dr #102, Topeka, KS 66614

Justice B. King

Litigation, Banking & Finance, Bankruptcy, Household Mold

Status: In Good Standing Licensed: 48 Years

CONTACT

3550 Sw 5Th St, Topeka, KS 66606

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SAMPLE LEGAL CASES

Packard v. CREDIT SOLUTIONS OF AMERICA

... Credit Solutions of America, Inc. (CSA), appeals the denial of its motion to compel arbitration, or in the alternative, to dismiss for lack of jurisdiction. We reverse and remand. CSA is a Texas corporation offering debt reduction and/or resolution services to its clients through ...

Hall v. FORD MOTOR CREDIT COMPANY, INC.

... Ford Credit opined that Hall's voluntary bankruptcy filing constituted a default under the security agreement and that if Hall did not reaffirm the debt, Ford Credit would suffer a "significant impairment of the prospect of payment, performance or realization of the collateral under ...

Westmoreland Credit & Debt Lawyer, Kansas, page 3

Sponsored Law Firm

Wiechman Law Office LLC

SPONSORED LAWYERS

Darcy D. Williamson

William Scott Hesse

Wm S. Hesse

Gwen Nicole Hill

Robert Earl Young

Amanda Joy Kiefer

John Shannon Garrett

Adam Michael Mack

Bethany Le Ann Crosland

Justice B. King

TIPS

LEGAL TERMS

FORBEARANCE

WORKOUT

CREDIT INSURANCE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

UNSECURED DEBT

ACCORD AND SATISFACTION

INTEREST

DEBIT CARD

PRESUMED ABUSE

SAMPLE LEGAL CASES

Packard v. CREDIT SOLUTIONS OF AMERICA

Hall v. FORD MOTOR CREDIT COMPANY, INC.

Hall v. FORD MOTOR CREDIT CO. LLC

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