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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Joseph N. Novell

Real Estate, Business, Credit & Debt, Bankruptcy

Status: Licensed: 16 Years

CONTACT

1111 W Long Lake Rd, Troy, MI 48098

David E. Schwartz

Litigation, Estate Planning, Banking & Finance, Credit & Debt

Status: Licensed: 16 Years

CONTACT

1301 W Long Lake Rd, Troy, MI 48098

Betsy Anne Roehl

Landlord-Tenant, Credit & Debt, Divorce, Federal Appellate Practice

Status: Licensed: 14 Years

CONTACT

888 W Big Beaver Rd, Troy, MI 48084

Scott Donovan Skinner

Landlord-Tenant, Estate Planning, Business, Credit & Debt

Status: Licensed: 12 Years

CONTACT

26711 Woodward Ave, Huntington Woods, MI 48070

Stephen P. Stella

Landlord-Tenant, Contract, Banking & Finance, Credit & Debt

Status: Licensed: 44 Years

CONTACT

645 Griswold St, Detroit, MI 48226

Michael J. Thomas

Landlord-Tenant, Foreclosure, Contract, Credit & Debt

Status:

CONTACT

615 Griswold St, Detroit, MI 48226

Brenda J. Richard

Landlord-Tenant, Family Law, Contract, Credit & Debt

Status: Licensed: 29 Years

CONTACT

23133 Woodward Ave, Ferndale, MI 48220

Kirk J. Anderson

Elder Law, Contract, Credit & Debt, Defamation & Slander

Status: Licensed: 35 Years

CONTACT

477 Michigan Ave, Detroit, MI 48226

Amanda Marie Tourangeau

Administrative Law, Employment, Credit & Debt, Family Law

Status: Licensed: 12 Years

CONTACT

3026 W Grand Blvd, Detroit, MI 48202

Ian Redmond

Foreclosure, Litigation, Business, Credit & Debt

Status: Licensed: 18 Years

CONTACT

3155 W Big Beaver Rd, Troy, MI 48084

800-814-6700

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LEGAL TERMS

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

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Algonac Credit & Debt Lawyer, Michigan, page 4

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Joseph N. Novell

David E. Schwartz

Betsy Anne Roehl

Scott Donovan Skinner

Stephen P. Stella

Michael J. Thomas

Brenda J. Richard

Kirk J. Anderson

Amanda Marie Tourangeau

Ian Redmond

TIPS

LEGAL TERMS

WINDING UP

FRAUDULENT TRANSFER

DOING BUSINESS AS (DBA)

PREFERENCE

CHAPTER 13 BANKRUPTCY

CREDIT BUREAU

LIMITED LIABILITY

S CORPORATION

GUARANTEED RESERVATION

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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