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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Daniel J. Hude

Landlord-Tenant, Litigation, Banking & Finance, Credit & Debt

Status: Licensed: 16 Years

CONTACT

Lansing, MI 48909

Katharine M. Hude

Landlord-Tenant, Entertainment, Contract, Credit & Debt

Status: Licensed: 16 Years

CONTACT

824 N Capitol Ave, Lansing, MI 48906

Andrew J. Gerdes

Real Estate, Business, Credit & Debt, Collection

Status: Licensed: 33 Years

CONTACT

416 N Homer St, Lansing, MI 48912

Peter A. Teholiz

Foreclosure, Agriculture, Contract, Credit & Debt

Status: Licensed: 43 Years

CONTACT

2400 Lake Lansing Rd, Lansing, MI 48912

Jessica R. Maas

Landlord-Tenant, Family Law, Elder Law, Credit & Debt

Status: Licensed: 12 Years

CONTACT

3490 Belle Chase Way, Lansing, MI 48911

Barnet George Levine

Foreclosure, Family Law, Contract, Credit & Debt

Status: Licensed: 11 Years

CONTACT

5454 Jessalee Cir, East Lansing, MI 48823

Wesley E. Harper

Divorce, Elder Law, Contract, Credit & Debt

Status:

CONTACT

2109 Hamilton Rd, Okemos, MI 48864

Justin Robert Babbitt

Social Security, Family Law, Elder Law, Credit & Debt

Status: Licensed: 11 Years

CONTACT

2310 Jolly Oak Rd, Okemos, MI 48864

Shantell L. Rene

Contract, Agriculture, Landlord-Tenant, Credit & Debt

Status: Licensed: 14 Years

CONTACT

6172 Brooks Landing, Dimondale, MI 48821

Lauren Alina Elster

Contract, Credit & Debt, Personal Injury

Status: Licensed: 11 Years

CONTACT

4121 Okemos Rd, Okemos, MI 48864

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Lansing Credit & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Daniel J. Hude

Katharine M. Hude

Andrew J. Gerdes

Peter A. Teholiz

Jessica R. Maas

Barnet George Levine

Wesley E. Harper

Justin Robert Babbitt

Shantell L. Rene

Lauren Alina Elster

TIPS

LEGAL TERMS

CREDIT BUREAU

LIMITED LIABILITY

CHAPTER 7 BANKRUPTCY

TOXIC TORT

IRS EXPENSES

CREDIT COUNSELING

LIEN

DISCHARGE (OF DEBTS)

CHAPTER 13 BANKRUPTCY

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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