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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Scott P. Zochowski

Criminal, Bankruptcy & Debt, Foreclosure, Collection

Status: Licensed: 26 Years

CONTACT

100 E Big Beaver Rd, Troy, MI 48083

George A. Drosis

Employee Rights, Divorce, Insurance, Collection

Status:

CONTACT

101 W Big Beaver Rd, Troy, MI 48084

Steven A. Morris

Foreclosure, Litigation, Contract, Collection

Status: Licensed: 26 Years

CONTACT

363 W Big Beaver Rd, Troy, MI 48084

Neil C. Williston

Collection, Family Law, Federal Appellate Practice, Criminal

Status: Licensed: 52 Years

CONTACT

2581 Woodbourne Dr, Waterford, MI 48329

Bruce L. Townley

Construction, Deportation, Trusts, Divorce, Collection

Status: Licensed: 32 Years

CONTACT

3001 W Big Beaver Rd, Troy, MI 48084

Jessica L. Dadas-Schulze

Medicare & Medicaid, Estate Planning, Contract, Collection

Status: Licensed: 18 Years

CONTACT

40950 Woodward Ave, Bloomfield Hills, MI 48304

Jonathan L. Engman

Landlord-Tenant, Construction, Contract, Collection

Status: Licensed: 26 Years

CONTACT

3290 W Big Beaver Rd, Troy, MI 48084

David R. Shook

Contract, Business, Credit & Debt, Collection

Status: Licensed: 31 Years

CONTACT

6480 Citation Dr, Clarkston, MI 48346

Donna A. Maloof

Construction, Divorce, Contract, Collection

Status: Licensed: 28 Years

CONTACT

40701 Woodward Ave, Bloomfield Hills, MI 48304

Jonathan A. Vangemert

Business, Health Care Other, Banking & Finance, Collection

Status:

CONTACT

2155 Butterfield Drive, Troy, MI 48084

800-814-6700

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Allenton Collection Lawyer, Michigan, page 3

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Scott P. Zochowski

George A. Drosis

Steven A. Morris

Neil C. Williston

Bruce L. Townley

Jessica L. Dadas-Schulze

Jonathan L. Engman

David R. Shook

Donna A. Maloof

Jonathan A. Vangemert

TIPS

LEGAL TERMS

ABUSE

CHAPTER 7 BANKRUPTCY

SETOFF

S CORPORATION

GUARANTEED RESERVATION

DEFINED CONTRIBUTION PLAN

GENERAL PARTNER

MEANS TEST

FAIR CREDIT REPORTING ACT (FCRA)

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