Alpaugh Workout Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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John Philip Bianco

Dispute Resolution, Bankruptcy, Corporate, Business Organization

Status: In Good Standing

CONTACT

118 East Oak Avenue, Visalia, CA 93291

David P Adalian

Bankruptcy

Status: In Good Standing Licensed: 54 Years

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5501 W Hillsdale Ave, Visalia, CA 93291

David Lange

Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

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720 W. Center Avenue, Visalia, CA 93291

Peter Benjamin Zerbib

Bankruptcy, Criminal

Status: In Good Standing Licensed: 20 Years

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1400 W Lacey Blvd, Hanford, CA 93230

Geoffrey Michael Adalian

Bankruptcy

Status: In Good Standing Licensed: 23 Years

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5501 W Hillsdale Ave, Visalia, CA 93291

Edmund Warren Gubler

Traffic, Estate Planning, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

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1110 N Chinowth St, Visalia, CA 93291

Brett Thomas Abbott

Visa, Employee Rights, Business, Credit & Debt

Status: In Good Standing Licensed: 18 Years

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1110 N Chinowth St, Visalia, CA 93291

Michael Anthony Dias

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 28 Years

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502 W Grangeville Blvd, Hanford, CA 93230

Timothy Swift Mckinley

Elder Law, Contract, Credit & Debt, Household Mold

Status: Inactive Licensed: 49 Years

CONTACT

13513 Challis Forest Ln, Bakersfield, CA 93314

Robert Stanley Williams

Bankruptcy & Debt, Bankruptcy

Status: In Good Standing Licensed: 48 Years

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CONTACT

2441 G Street, Bakersfield, CA 93301

800-923-0641

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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Alpaugh Workout Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

John Philip Bianco

David P Adalian

David Lange

Peter Benjamin Zerbib

Geoffrey Michael Adalian

Edmund Warren Gubler

Brett Thomas Abbott

Michael Anthony Dias

Timothy Swift Mckinley

Robert Stanley Williams

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

WORKOUT

CREDIT INSURANCE

NO-FAULT INSURANCE

ACCORD AND SATISFACTION

LIABILITY

FORBEARANCE

GRACE PERIOD

LIEN

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