Anderson County, KY Collection Lawyers

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Dorothy Louise Watts

Family Law, Divorce & Family Law, Credit & Debt, Medical Malpractice

Status: In Good Standing

CONTACT

148 S Main St, Lawrenceburg, KY 40342

Charlotte A Nickerson

Mediation, Family Law, Divorce & Family Law

Status: In Good Standing

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148 South Main Street, Lawrenceburg, KY 40342

Bobbi Jo Lewis

State & Local Agencies, Government, Criminal, Administrative Law

Status: In Good Standing

CONTACT

1086 Westwood Drive, Lawrenceburg, KY 40342

William Lewis Patrick

Criminal, Real Estate, Estate, Lawsuit & Dispute, Juvenile Law

Status: In Good Standing

CONTACT

307 S Main St, Lawrenceburg, KY 40342

Donald S Guier

General Practice

Status: In Good Standing

CONTACT

108 Secretariat Dr, Lawrenceburg, KY 40342

Jerry L Springate

General Practice

Status: Inactive

CONTACT

1100 Hazel Dr, Lawrenceburg, KY 40342

Tiffany Gash Azzinaro

Labor Law, Family Law, Divorce & Family Law, Criminal

Status: In Good Standing

CONTACT

216 S Main St, Lawrenceburg, KY 40342

Jason Allen Cubert

Equine, Natural Resources, Civil & Human Rights, Corporate

Status: In Good Standing

CONTACT

135 South Main Street, Lawrenceburg, KY 40342

Betty A Springate

General Practice

Status: In Good Standing

CONTACT

1100 Hazel Dr, Lawrenceburg, KY 40342

Alvin S Reeder

General Practice

Status: In Good Standing

CONTACT

1213 Powell Taylor Rd, Lawrenceburg, KY 40342

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FDCPA

See Fair Debt Collections & Practices Act.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FCBA

See Fair Credit Billing Act.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Anderson County, KY Collection Lawyers

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Dorothy Louise Watts

Charlotte A Nickerson

Bobbi Jo Lewis

William Lewis Patrick

Donald S Guier

Jerry L Springate

Tiffany Gash Azzinaro

Jason Allen Cubert

Betty A Springate

Alvin S Reeder

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

DISCHARGEABLE DEBTS

CHAPTER 7 BANKRUPTCY

FDCPA

DEFINED CONTRIBUTION PLAN

FAIR CREDIT REPORTING ACT (FCRA)

FCBA

401(K) PLAN

CREDIT BUREAU

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