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Ted Machi
About | Practice Areas
Machi & Associates, P.C.
1521 North Cooper Street Suite 550 Arlington, TX 76011» view map
Accident & Injury, Bankruptcy, Social Secuirty
We Fight So You Don't Have To

Our professional team of attorneys and staff provide the experience and expertise needed to effectively handle your case.

800-804-0771
1. Ted Machi Arlington, TX
  Attorney at Law- TX
  Marquette University Law School, JD 1976
2. AboutMachi & Associates, P.C.
  We Fight So You Don't Have To
3. Practice AreasExpertise
  Accident & Injury Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Bruce E. Turner

Wills & Probate, Divorce, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

1750 Valley View Lane, Dallas, TX 75234

William M. Ravkind

Criminal, Bad Faith, Bankruptcy Litigation, Corporate

Status: In Good Standing

CONTACT

One Meadows Building, 5005 Greenville Ave., Dallas, TX 75206

Susan Land Finnell

Estate Administration, Estate Planning, Directors & Officers, Bankruptcy

Status: In Good Standing

CONTACT

One Bent Tree Tower, 16475 Dallas Parkway, Addison, TX 75001

D. Wade Cloud

Bankruptcy, Commercial Bankruptcy, Computer Law, Copyright

Status: In Good Standing

CONTACT

15303 Dallas Parkway, Addison, TX 75001

Amy Reilly Sallusti

Criminal, Business Organization, Bankruptcy, Defamation & Slander

Status: In Good Standing

CONTACT

One Bent Tree Tower, 16475 Dallas Parkway, Addison, TX 75001

Russell W. Mills

Other, Litigation, Lawsuit & Dispute, Bankruptcy

Status: In Good Standing

CONTACT

15303 Dallas Parkway, Addison, TX 75001

Jeff M. McPhaul

Banking & Finance, Bankruptcy, Corporate, Business Organization

Status: In Good Standing

CONTACT

600 Banner Place Tower, 12770 Coit Road, Dallas, TX 75251

Ashley Wysocki

Litigation, Divorce & Family Law, Collection, Bankruptcy

Status: In Good Standing

CONTACT

Two Lincoln Center, Dallas, TX 75240

Steven L. Besly

Corporate, Business Organization, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

5400 Lbj Freeway, Dallas, TX 75240

John Edward Leslie

Dispute Resolution, Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

1805 West Park Row Drive, Arlington, TX 76013

800-923-0641

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SAMPLE LEGAL CASES

Ferguson v. BUILDING MATERIALS

... Clair Newbern, Fort Worth, TX, for Amicus Curiae. PER CURIAM. At issue in this appeal is whether the plaintiffs in a personal injury suit should be estopped from pursuing their claim because they initially omitted it as a listed asset in a pending bankruptcy. ...

Graber v. Fuqua

... 2240, 135 L.Ed.2d 700 (1996)). IV. Federal Law Occupies the Field of Bankruptcy and Preempts State Law. ... Id. C. The Required Uniformity of Bankruptcy Laws Mitigates Against Development of State Common Law Claims for Misconduct in Bankruptcy Proceedings. ...

Unifund CCR Partners v. Villa

... Villa later filed for bankruptcy, and his debts were discharged. In his bankruptcy filing, Villa listed Bank One, not Unifund, as creditor on the credit card debt. After Villa's bankruptcy, Unifund sued Villa on the debt. Villa answered ...

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Arlington Bankruptcy Lawyer, Texas, page 3

Sponsored Law Firm

Machi & Associates, P.C.

SPONSORED LAWYERS

Bruce E. Turner

William M. Ravkind

Susan Land Finnell

D. Wade Cloud

Amy Reilly Sallusti

Russell W. Mills

Jeff M. McPhaul

Ashley Wysocki

Steven L. Besly

John Edward Leslie

TIPS

LEGAL TERMS

FCBA

REPOSSESSION

LOSS DAMAGE WAIVER (LDW)

COLLECTION AGENCY

NUISANCE FEES

CREDITOR

INTEREST

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

MEETING OF CREDITORS

SAMPLE LEGAL CASES

Ferguson v. BUILDING MATERIALS

Graber v. Fuqua

Unifund CCR Partners v. Villa

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