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Alice Bower
About | Practice Areas
Alice Bower, Attorney at Law
6421 Camp Bowie Blvd. Suite 300 Fort Worth, TX 76116Â» view map
Bankruptcy
You Will Never be Just a Case Number

If you are feeling overwhelmed by late payments or fighting to stay solvent, we can show you a proven path to recovery.

800-895-6931
1. Alice Bower Fort Worth, TX
  Attorney at Law - TX, 1980
  University of Texas J.D. 1979
2. AboutAlice Bower, Attorney at Law
  We have more than thirty years of experience
3. Practice AreasSpecializations
  Bankruptcy
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Dwain Downing

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Wills & Probate, Bankruptcy, Estate Planning, Divorce, Credit & Debt

Experienced and compassionate law firm

Hello, my name is Dwain Downing and if you are in need, I would like to be your attorney, To help you to know me a little better I would like to tell ... (more)

FREE CONSULTATION

CONTACT

800-382-6050

1178 W. Pioneer Pkwy, Arlington, TX 76001

Ted Machi

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Accident & Injury, Bankruptcy, Social Security -- Disability, Personal Injury

Ted Machi is Board Certified in Consumer Bankruptcy law by the Texas Board of Legal Specialization. For over thirty years, he has helped the little gu... (more)

FREE CONSULTATION

CONTACT

800-804-0771

1521 North Cooper Street, Arlington, TX 76011

Leticia Ann Evans

Consumer Bankruptcy

CONTACT

844-402-2992

3824 S Carrier Pkwy, Grand Prairie, TX 75052

Christina Fox

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Divorce & Family Law, Bankruptcy, DUI-DWI

Christina Fox is the owner and managing attorney for the Law Office of Christina Fox, PLLC. She is a military veteran who has many years of work expe... (more)

FREE CONSULTATION

CONTACT

800-608-4870

5996 Davis Blvd, Ste 150B, North Richland Hills, TX 76180

Daniel Paul Sullivan

Personal Injury, Consumer Bankruptcy

CONTACT

844-402-2992

1300 Summit Ave, Fort Worth, TX 76102

Lauren Powell

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Divorce & Family Law, Bankruptcy & Debt, Estate, Family Law, Bankruptcy

National Board Certification In Consumer Bankruptcy

At Powell Law Offices, P.C. we are client focused and results driven! We care about, listen to, and fight for our clients. Call us for your free consu... (more)

FREE CONSULTATION

CONTACT

800-890-2911

2331 Mustang Dr. Suite 400, Grapevine, TX 76051

Alice Elaine Bower

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Bankruptcy & Debt, Bankruptcy, Credit & Debt, Consumer Bankruptcy

I have been practicing law in Fort Worth, Texas since 1980. During the first few years of my legal career, I practiced in several areas of law before ... (more)

FREE CONSULTATION

CONTACT

800-895-6931

6421 Camp Bowie Blvd., Fort Worth, TX 76116

D. Robert Jones

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Immigration, Criminal, Family Law, Medical Malpractice, Bankruptcy

Full-service law firm, dedicated to serving Texas and Nationwide, Practicing in wide areas of Law, kindly see our services.

CONTACT

800-906-6530

4230 LBJ Freeway, Dallas, TX 75244

Eric J. Engel

✓ VERIFIED

Divorce & Family Law, Consumer Bankruptcy, Dissolution, Collection

Eric attended both Gonzaga and Seattle University Schools of Law. During law school, Eric earned a spot on the prestigious Law Review team where he be... (more)

CONTACT

214-984-0059

17101 Preston Road, Dallas, TX 75248

Dan Wallis

Consumer Bankruptcy, Personal Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

2216 S. Cooper, Arlington, TX 76013

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SAMPLE LEGAL CASES

Ferguson v. BUILDING MATERIALS

... Clair Newbern, Fort Worth, TX, for Amicus Curiae. PER CURIAM. At issue in this appeal is whether the plaintiffs in a personal injury suit should be estopped from pursuing their claim because they initially omitted it as a listed asset in a pending bankruptcy. ...

Graber v. Fuqua

... 2240, 135 L.Ed.2d 700 (1996)). IV. Federal Law Occupies the Field of Bankruptcy and Preempts State Law. ... Id. C. The Required Uniformity of Bankruptcy Laws Mitigates Against Development of State Common Law Claims for Misconduct in Bankruptcy Proceedings. ...

Unifund CCR Partners v. Villa

... Villa later filed for bankruptcy, and his debts were discharged. In his bankruptcy filing, Villa listed Bank One, not Unifund, as creditor on the credit card debt. After Villa's bankruptcy, Unifund sued Villa on the debt. Villa answered ...

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Arlington Bankruptcy Lawyer, Texas

Sponsored Law Firm

Alice Bower, Attorney at Law

SPONSORED LAWYERS

Dwain Downing

Ted Machi

Leticia Ann Evans

Christina Fox

Daniel Paul Sullivan

Lauren Powell

Alice Elaine Bower

D. Robert Jones

Eric J. Engel

Dan Wallis

TIPS

LEGAL TERMS

CREDIT REPORT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

PRESUMED ABUSE

UNDUE HARDSHIP

GUARANTEED RESERVATION

GARNISHMENT

NO-FAULT INSURANCE

LIMITED LIABILITY

401(K) PLAN

SAMPLE LEGAL CASES

Ferguson v. BUILDING MATERIALS

Graber v. Fuqua

Unifund CCR Partners v. Villa

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