Ashford Bankruptcy & Debt Lawyer, Washington, page 4

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
201 St. Helens Ave #204 Tacoma, WA 98402Â» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
CONTACT US FOR A CONSULTATION

Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Courtney A Grover

Insurance, Collection, Family Law, Personal Injury

Status: Inactive Licensed: 18 Years

CONTACT

1011 E Main, Puyallup, WA 98372

Dorothy Ann Bartholomew

Federal Appellate Practice, Civil Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

5310 12Th St E, Fife, WA 98424

Richard Drake Bozarth

Commercial Real Estate, Land Use & Zoning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

1201 24Th Avenue Ct, Milton, WA 98354

Kevin Gregory Byrd

Family Law, Divorce, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

10116 36Th Avenue Ct Sw, Tacoma, WA 98499

Dallas William Jolley

Estate Planning, Business & Trade, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

3901 100Th St Sw, Tacoma, WA 98499

Kimberly Ann Macdonald

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

5219 Pacific Ave, Tacoma, WA 98408

Jada Renee Wood

Family Law, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

5310 12Th St E, Fife, WA 98424

Rafal Gorski

Family Law, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 26 Years

CONTACT

10116 36Th Avenue Ct Sw, Tacoma, WA 98499

Jessica Walker

Contract, Commercial Bankruptcy, Business & Trade, Corporate

Status: In Good Standing Licensed: 60 Years

CONTACT

1102 15Th St Sw, Auburn, WA 98001

Heather L Swann

Commercial Real Estate, Estate Planning, Family Law, Consumer Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

201 S 34Th St, Tacoma, WA 98418

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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Ashford Bankruptcy & Debt Lawyer, Washington, page 4

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Courtney A Grover

Dorothy Ann Bartholomew

Richard Drake Bozarth

Kevin Gregory Byrd

Dallas William Jolley

Kimberly Ann Macdonald

Jada Renee Wood

Rafal Gorski

Jessica Walker

Heather L Swann

TIPS

LEGAL TERMS

LIEN

SECRET WARRANTY PROGRAM

WORKOUT

CREDIT BUREAU

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

PRESUMED ABUSE

COSIGNER

TOXIC TORT

SECURED DEBT

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