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Jason  Newcombe Lawyer

Jason Newcombe

VERIFIED
Criminal, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury, Traffic

From our offices in Seattle and throughout the state of Washington, we help families solve difficult legal problems and move on with their lives. ... (more)

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800-699-2370

Dmitry  Merrit Lawyer

Dmitry Merrit

VERIFIED
Bankruptcy & Debt, Credit & Debt, Personal Injury, Foreclosure, Landlord-Tenant

DMITRY MERRIT, Esq., has been a practicing attorney since January of 2002. Dmitry Merrit is admitted to practice law and in good standing with the sta... (more)

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800-832-5021

Chris  Jackman Lawyer

Chris Jackman

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Divorce & Family Law, Bankruptcy & Debt, Estate, Accident & Injury

Chris Jackman became a family law lawyer with the sole goal of helping people who are likely facing the most challenging and difficult time in their l... (more)

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800-896-4310

Minh T. Tran Lawyer

Minh T. Tran

VERIFIED
Real Estate, Bankruptcy & Debt, Personal Injury, Lawsuit, Landlord-Tenant

Minh Tran practice is focused on bankruptcy and civil litigation at the Arrow Law Group, PLLC. The law firm also represents clients in personal injury... (more)

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800-821-3170

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Christopher  Larson - Tax Attorney Lawyer

Christopher Larson - Tax Attorney

VERIFIED
Tax, Bankruptcy & Debt, Estate Planning, Litigation, Corporate

Insight Law is a local tax law firm with 4 offices in the greater Seattle area. We handle all tax matters, including those related to Income, Employm... (more)

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CONTACT

800-794-0661

Jason  Newcombe Lawyer

Jason Newcombe

VERIFIED
Criminal, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury, Traffic

From our offices in Seattle and throughout the state of Washington, we help families solve difficult legal problems and move on with their lives. W... (more)

FREE CONSULTATION 

CONTACT

800-699-2370

Shane Yale Rooney

Alimony & Spousal Support, Child Support, Collection, Commercial Leasing
Status:  In Good Standing           

Gordon C. Webb

Admiralty & Maritime, Personal Injury, Bankruptcy & Debt, Class Action
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Thomas F McGrath

Credit & Debt
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Sheila M. O'Sullivan

Wills & Probate, Estate Planning, Business Organization, Bankruptcy
Status:  In Good Standing           

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.