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Ethan Chin
About | Practice Areas
Ethan Chin Law
2400 East Katella Ave. Suite 800 Anaheim, CA 92806» view map
Bankruptcy & Debt
Passion. Dedication. Care.

We strive our best to provide efficient legal services at low cost so that families can worry less and take their first steps finding a solution to their issues.

800-908-6270
1. Ethan Chin Anaheim, CA
  Attorney at Law - CA, 2011
  University of San Diego J.D. 2011
2. AboutEthan Chin Law
  Advocating For Families
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Patrick O'Kennedy

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Divorce & Family Law, Bankruptcy

Attorney Patrick O’Kennedy has been helping families and individuals in Orange County to resolve their family law and debt issues for 20 years. Atto... (more)

FREE CONSULTATION

CONTACT

800-780-3891

500 N State College Blvd, Orange, CA 92868

Leonard William Stitz

Visa, Immigration, Bankruptcy Litigation, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

987 N Enterprise St, Orange, CA 92867

Christopher Paul Walker

Litigation, Wills, Trusts, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

505 S Villa Real, Anaheim, CA 92807

Michael Raymond Gardner

Tax, Wills & Probate, Trusts, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

810 E Commonwealth Ave, Fullerton, CA 92831

Mario Steven Zapata

Immigration, White Collar Crime, Criminal, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

1100 E Orangethorpe Ave, Anaheim, CA 92801

Gregory Elias Nassar

Banking & Finance, Credit & Debt, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 85 Years

CONTACT

242 S Orange Ave, Brea, CA 92821

Amy Lynn Spencer

Business, Bankruptcy

Status: Suspended Licensed: 18 Years

CONTACT

Anaheim, CA 92825

Diana Kaye Zilko

Trusts, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

110 W Fir St, Brea, CA 92821

Paul Mammarella

Criminal, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

2700 N Canal St, Orange, CA 92865

Cheryl Alison Skigin

Bankruptcy, Real Estate

Status: In Good Standing Licensed: 48 Years

CONTACT

8502 E Chapman Ave, Orange, CA 92869

800-923-0641

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Atwood Bankruptcy Lawyer, California

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Ethan Chin Law

SPONSORED LAWYERS

Patrick O'Kennedy

Leonard William Stitz

Christopher Paul Walker

Michael Raymond Gardner

Mario Steven Zapata

Gregory Elias Nassar

Amy Lynn Spencer

Diana Kaye Zilko

Paul Mammarella

Cheryl Alison Skigin

TIPS

LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

TRADE NAME

SUBROGATION

NO-FAULT INSURANCE

FAIR CREDIT BILLING ACT (FCBA)

CREDIT INSURANCE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

BANKRUPTCY

SECURED DEBT

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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