Augusta Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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H. Allen Yow

Alimony & Spousal Support, Child Support, Adoption, Collection

Status: In Good Standing

CONTACT

232 West State Street, Jacksonville, IL 62650

Eric Grandt Icenogle

Family Law, Criminal, Civil Rights, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

55 S Adams St, Carthage, IL 62321

Kameron Arthur Miller

Divorce & Family Law, Criminal, Bankruptcy, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

88 S. Madison Street, Carthage, IL 62321

Lisa Scalf

Real Estate, Wills & Probate, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

315 E Jackson St, Macomb, IL 61455

Mark L. Vincent

Real Estate, Health Care, Employment, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

118 N Capitol Ave, Mount Sterling, IL 62353

Ramon Escapa

Tax, Divorce & Family Law, Bankruptcy, Estate Planning

Status: In Good Standing Licensed: 16 Years

CONTACT

102 South Libertry St, Rushville, IL 62681

Julie Anne Schuering Schuetz

Commercial Real Estate, Social Security, Workers' Compensation, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

2031 Prairie Ave, Quincy, IL 62301

Joseph A. Duesterhaus

Litigation, Federal Appellate Practice, Corporate, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

625 Vermont St, Quincy, IL 62301

Ted Niemann

Estate Planning, Corporate, Banking & Finance, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

525 Jersey St, Quincy, IL 62301

George J. Lewis

Workers' Compensation, Banking & Finance, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 66 Years

CONTACT

435 Hampshire St, Quincy, IL 62301

800-923-0641

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LEGAL TERMS

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

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Augusta Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

H. Allen Yow

Eric Grandt Icenogle

Kameron Arthur Miller

Lisa Scalf

Mark L. Vincent

Ramon Escapa

Julie Anne Schuering Schuetz

Joseph A. Duesterhaus

Ted Niemann

George J. Lewis

TIPS

LEGAL TERMS

GUARANTEED RESERVATION

CHAPTER 7 BANKRUPTCY

UNDUE HARDSHIP

BANKRUPTCY

HOUSEHOLDER

DEBIT CARD

ADMINISTRATIVE EXPENSES

CREDIT INSURANCE

DOING BUSINESS AS (DBA)

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