Aurora Bankruptcy & Debt Lawyer, Colorado


Jonathan Paul Shultz Lawyer

Jonathan Paul Shultz

VERIFIED
Bankruptcy & Debt, Credit & Debt, Collection

Our law firm has, as its core principal, the awareness that usually people who are considering a bankruptcy filing are in a very tough spot financiall... (more)

John Loren Eckelberry Lawyer

John Loren Eckelberry

VERIFIED
Family Law, Bankruptcy, Divorce, Child Custody, Collection
Providing personal and financial fresh starts for almost 20 years!

John has been practicing law in Colorado since 1998. He is the founding member of Eckelberry Law Firm, established in 2006, in charge of the family l... (more)

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CONTACT

303-434-1131

Amy  Simons Lawyer

Amy Simons

VERIFIED
Criminal, Workers' Compensation, Bankruptcy & Debt, Personal Injury, Social Security -- Disability

Litigation attorney handling all types of Criminal Defense including DUI / DWAI, assault cases, drug cases, domestic violence cases. Also handling Wor... (more)

Lynn Anne Pierce Lawyer

Lynn Anne Pierce

VERIFIED
Criminal, Bankruptcy, Traffic
We believe in the right of the accused to a strong and skillful defense.

Butler, Landrum and Pierce, P.C. was formed over 30 years ago. Lynn Pierce has 28 years of experience. Ms. Pierce provides experienced and aggressive ... (more)

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CONTACT

800-871-2510

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Becky L. Keil

Bankruptcy, Collection, Criminal, DUI-DWI
Status:  In Good Standing           

Jon Bruce Weston Clarke

Reorganization, Credit & Debt, Consumer Bankruptcy, Bankruptcy
Status:  In Good Standing           

Brian J. Berardini

Class Action, Corporate, Administrative Law, Bankruptcy Litigation
Status:  In Good Standing           

Erick S. Arriola

Banking & Finance, Bankruptcy, Corporate, Estate Planning
Status:  In Good Standing           

Linda D. Phillips

Corporate, Business Organization, Collection, Contract
Status:  In Good Standing           

James K. Townsend

Bankruptcy, Consumer Bankruptcy, Workout, Garnishment
Status:  In Good Standing           

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CONTACT

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Lawyer.com can help you easily and quickly find Aurora Bankruptcy & Debt Lawyers and Aurora Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)
A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)
Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.