Avon Lake Bankruptcy & Debt Lawyer, Ohio

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
Competent Legal Representation

Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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David F Hodous

Administrative Law, Collection, Consumer Protection, Contract

Status: In Good Standing

CONTACT

2001 Crocker Rd., Westlake, OH 44145

Michele McAteer

Bankruptcy, Tax

Status: In Good Standing

FREE CONSULTATION

CONTACT

2001 Crocker Road, Westlake, OH 44145

John Alexander Polinko

Real Estate, Litigation, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

35765 Chester Rd, Avon, OH 44011

Jessica D. Gault

Estate Planning, Estate, Family Law, Collection

Status: In Good Standing Licensed: 13 Years

CONTACT

35651 Detroit Rd, Avon, OH 44011

Richard D. Panza

Litigation, Electronic Commerce, Environmental Law Other, Commercial Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

35765 Chester Rd, Avon, OH 44011

William Joseph Balena

Criminal, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

30400 Detroit Road, Westlake, OH 44145

Robert J. Fedor

Trusts, Estate Planning, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

23550 Center Ridge Road, Westlake, OH 44145

Robert Campbell Wentz

Litigation, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

2894 Creekview, Avon, OH 44011

Kenneth Paul Frankel

Litigation, Federal Appellate Practice, Corporate, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

110 Moore Rd, Avon Lake, OH 44012

Daniel Arthur Cook

Litigation, Banking & Finance, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 57 Years

CONTACT

35765 Chester Rd, Avon, OH 44011

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Avon Lake Bankruptcy & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

David F Hodous

Michele McAteer

John Alexander Polinko

Jessica D. Gault

Richard D. Panza

William Joseph Balena

Robert J. Fedor

Robert Campbell Wentz

Kenneth Paul Frankel

Daniel Arthur Cook

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

CREDIT BUREAU

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

LIMITED LIABILITY

LOSS DAMAGE WAIVER (LDW)

DEBT COLLECTOR

GUARANTEED RESERVATION

GRACE PERIOD

DISPOSABLE INCOME

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