Cleveland Bankruptcy & Debt Lawyer, Ohio

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Kathleen  Donnelly Lawyer

Kathleen Donnelly

VERIFIED
Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy Litigation, Credit & Debt, Collection
Chapter 7 or 13 Bankruptcy

Clients want results & meaningful results. Our goal is to achieve those results through dedication, hard work and total commitment to professional exc... (more)

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CONTACT

800-927-0211

Mark  Knevel Lawyer

Mark Knevel

VERIFIED
Bankruptcy Litigation, Consumer Bankruptcy
We are an Ohio law firm specializing in chapter 7 and chapter 13 bankruptcies.

Knevel Law Co. LPA is an Ohio law firm specializing in chapter 7 and chapter 13 bankruptcies. Our attorneys have been assisting Ohio consumers with th... (more)

FREE CONSULTATION 

CONTACT

800-683-1330

Stephen Joseph Tylman Lawyer

Stephen Joseph Tylman

VERIFIED
Divorce & Family Law, Personal Injury, Estate, Criminal, Collection

Stephen Tylman is a practicing lawyer in the state of Ohio.

FREE CONSULTATION 

CONTACT

800-596-0380

Warner  Mendenhall Lawyer
Warner Mendenhall
is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.

Warner Mendenhall

Warner Mendenhall is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.
VERIFIED
Bankruptcy & Debt, Whistleblower, Criminal, Government, Real Estate
Representing Whistleblowers under the False Claims Act, Representing citizens dealing with gov't

Whatever your case, initial consultations are free of charge. We represent people trying to do the right thing. Our clients include local, state, and ... (more)

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CONTACT

330-535-9160

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Maurice E. Graham Lawyer

Maurice E. Graham

VERIFIED
Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Credit & Debt, Foreclosure

Maurice Graham has been a practicing personal and business bankruptcy attorney for over ten years and has handled thousands of cases all over Northeas... (more)

FREE CONSULTATION 

CONTACT

330-253-6264

Debra S. Shifrin Lawyer

Debra S. Shifrin

VERIFIED
Government, Social Security, Social Security -- Disability, Divorce & Family Law, Bankruptcy & Debt

Debra Shifrin was born and raised in Cleveland Ohio. She is a graduate of Cleveland Heights High School and was a member of the Girls Glee Club/Mens C... (more)

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CONTACT

800-742-2091

Mark Franklin Graziani Lawyer

Mark Franklin Graziani

VERIFIED
Bankruptcy & Debt, Estate, Lawsuit & Dispute, Criminal, Divorce & Family Law

Mark Graziani is a practicing lawyer in the state of Ohio. He received his J.D. from University of Akron School of Law in 2014 and is licensed in Ohio... (more)

FREE CONSULTATION 

CONTACT

800-950-7351

Nicholas C. De Santis

Bankruptcy Litigation, Business Successions, Business Organization, Collection
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Kirk W. Roessler

Corporate, Business Organization, Collection, Commercial Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

C. Bradley Krapfl

Products Liability, Collection, Construction, Car Accident
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)
The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)
A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)
A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.