Bainbridge Island Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Amanda Anne Williamson

Dispute Resolution, Estate Planning, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

409 Pacific Ave, Bremerton, WA 98337

Grant E. Courtney

Foreclosure, Agriculture, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

5000 Ne North Tolo Rd, Bainbridge Island, WA 98110

James Bradley Hoff

Land Use & Zoning, International Tax, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

3030 W Commodore Way, Seattle, WA 98199

Kathryn A Williams

Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

2239 W Viewmont Way W, Seattle, WA 98199

John Scott Hicks

Adoption, Corporate, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

5215 Ballard Ave Nw, Seattle, WA 98107

Larry Lee Whyte

Insurance, Civil Rights, Employment Discrimination, Commercial Bankruptcy

Status: Inactive Licensed: 20 Years

CONTACT

Bainbridge Island, WA 98110

Yolanka Audrey Emma Wulff

Contract, Tax, Commercial Bankruptcy, Non-profit

Status: Inactive Licensed: 28 Years

CONTACT

Bainbridge Island, WA 98110

David Klein Hiscock

Estate, Civil & Human Rights, Contract, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

2208 NW Market St, Seattle, WA 98107

Francois L Fischer

Land Use & Zoning, Business & Trade, Contract, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

9520 Ne Daniel Ct, Bainbridge Island, WA 98110

Martin F. Smith

Education, Federal, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

6380 Ne Mitchell Ln, Bainbridge Island, WA 98110

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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Bainbridge Island Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Amanda Anne Williamson

Grant E. Courtney

James Bradley Hoff

Kathryn A Williams

John Scott Hicks

Larry Lee Whyte

Yolanka Audrey Emma Wulff

David Klein Hiscock

Francois L Fischer

Martin F. Smith

TIPS

LEGAL TERMS

COLLECTION AGENCY

ABUSE

MEANS TEST

SETOFF

TRUTH IN LENDING ACT (TILA)

DOING BUSINESS AS (DBA)

FRATERNAL BENEFIT SOCIETY BENEFITS

401(K) PLAN

FORBEARANCE

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