Barrington Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Brian L Heise

Adoption, Elder Law, Contract, Consumer Bankruptcy

Status: Licensed: 48 Years

CONTACT

1300 South Grove, Barrington, IL 60010

Rosemary S. Berquist

Collection

Status: Licensed: 34 Years

CONTACT

117 South Cook Street, Barrington, IL 60010

Jay Miller

Estate Planning, Divorce & Family Law, Civil Rights, Collection

Status: Licensed: 58 Years

CONTACT

300 Lageschulte St, Barrington, IL 60010

Thomas W. McEvoy

Power of Attorney, Real Estate, Immigration, Wills & Probate, Bankruptcy

Status: Licensed: 32 Years

CONTACT

228 W Main Street, Barrington, IL 60010

Thomas Mcevoy

Real Estate, Wills & Probate, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 32 Years

CONTACT

228 W Main St, Barrington, IL 60010

Melissa J. Wagner

Trusts, Family Law, Bankruptcy, Personal Injury, Adoption

Status: Licensed: 17 Years

CONTACT

960 Route 22, Fox River Grove, IL 60021

Douglas Worrell

Divorce & Family Law, Civil Rights, Business & Trade, Bankruptcy, Estate Planning

Status: Licensed: 46 Years

CONTACT

1625 W Colonial Pkwy, Palatine, IL 60067

Alexandra Lewycky

Traffic, Bankruptcy, Bankruptcy & Debt, Bankruptcy & Debt

Status: Licensed: 33 Years

CONTACT

1 Corporate Drive, Palatine, IL 60067

Thomas John Sagehorn

Business & Trade, Consumer Bankruptcy, Administrative Law, International Intellectual Property

Status: Licensed: 47 Years

CONTACT

790 Oak Hill Road, Barrington, IL 60010

800-814-6700

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CCCS

See Consumer Credit Counseling Service.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Barrington Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Brian L Heise

Rosemary S. Berquist

Jay Miller

Thomas W. McEvoy

Thomas Mcevoy

Melissa J. Wagner

Douglas Worrell

Alexandra Lewycky

Thomas John Sagehorn

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

CCCS

LIQUIDATING PARTNER

CREDIT REPORT

CREDIT COUNSELING

DEBT COLLECTOR

FRAUDULENT TRANSFER

GUARANTOR

CREDIT BUREAU

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