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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Mike Voorhees

Banking & Finance, Corporate, Business Organization, Collection

Status: In Good Standing

CONTACT

Bank of Oklahoma Building, 7701 South Western Avenue, Oklahoma City, OK 73139

Joshua Clark Greenhaw, Associate

Collection, Commercial Bankruptcy, Commercial Banks, Commercial Leasing

Status: In Good Standing

CONTACT

1900 Northwest Expressway, Oklahoma City, OK 73118

Kim A. Tran

Bankruptcy Litigation, Collection, Contract, Credit & Debt

Status: In Good Standing

CONTACT

9400 North Broadway, Oklahoma City, OK 73114

Matthew S. Mogan

Credit & Debt, Business, Collection

Status: In Good Standing

CONTACT

3000 S. Berry Road, Norman, OK 73072

Bryan K. Walkley

Mediation, Collection, Construction, Personal Injury

Status: In Good Standing

CONTACT

7701 S Western Ave, Oklahoma City, OK 73139

Timothy B. Hummel

Motor Vehicle, Mass Torts, Commercial Banks, Collection, Personal Injury

Status: In Good Standing

CONTACT

Oklahoma City, OK 73101

Keith Mcilhaney

Banking & Finance, Foreclosure, Collection, Litigation

Status: In Good Standing

CONTACT

204 North Robinson, Oklahoma City, OK 73102

Jason Mccart

Credit & Debt, Litigation, Indians & Native Populations, Collection

Status: In Good Standing

CONTACT

120 North Robinson, Oklahoma City, OK 73102

Keith R. Gibson

Contract, Litigation, Collection, Real Estate

Status: In Good Standing

CONTACT

522 Colcord Drive, Oklahoma City, OK 73102

Michael J. Rose

Business Organization, Collection, Banking & Finance, Corporate

Status: In Good Standing

CONTACT

4101 Perimeter Center Drive, Oklahoma City, OK 73112

800-923-0641

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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Blanchard Collection Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Mike Voorhees

Joshua Clark Greenhaw, Associate

Kim A. Tran

Matthew S. Mogan

Bryan K. Walkley

Timothy B. Hummel

Keith Mcilhaney

Jason Mccart

Keith R. Gibson

Michael J. Rose

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

IRS EXPENSES

NUISANCE FEES

ACCORD AND SATISFACTION

C CORPORATION

SUBROGATION

FAIR CREDIT REPORTING ACT (FCRA)

GUARANTOR

MEANS TEST

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