Camp Pendleton Credit & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ignacio J. Lazo

Real Estate, Litigation, Corporate, Credit & Debt

Status: In Good Standing

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8871 Research Drive, Irvine, CA 92618

Paul Joseph Kurtzhall

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 15 Years

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1895 Avenida Del Oro, Oceanside, CA 92052

William Guy Malcolm

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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31301 Via Las Palmas, San Juan Capistrano, CA 92675

David Walter Floren

Trusts, Employee Rights, Administrative Law, Credit & Debt

Status: Inactive Licensed: 21 Years

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2808 Catalina Heights Way, Vista, CA 92084

Kevin M. Furgal

Government Contract, Employee Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 9 Years

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1734 Mount Way, Vista, CA 92081

Stephen Nathan Doan

Commercial Real Estate, Contract, Credit & Debt, Medical Malpractice, Car Accident

Status: In Good Standing Licensed: 22 Years

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32158 Camino Capistrano, San Juan Capistrano, CA 92675

Jessica Lee Bell

Land Use & Zoning, Civil Rights, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 15 Years

CONTACT

25185 Madison Ave, Murrieta, CA 92562

Arthur Donaldson Hodge

Land Use & Zoning, Constitutional Law, Corporate, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

701 Palomar Airport Rd, Carlsbad, CA 92011

Jeffrey Daniel Larkin

Landlord-Tenant, Real Estate, Lawsuit & Dispute, Credit & Debt, Bankruptcy

Status: In Good Standing

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5927 Balfour Ct, Carlsbad, CA 92008

Stacy Joel Safion

Real Estate, Credit & Debt, Consumer Rights, Lawsuit & Dispute, Business

Status: In Good Standing Licensed: 31 Years

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30011 Ivy Glenn Drive, Laguna Niguel, CA 92677

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Camp Pendleton Credit & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Ignacio J. Lazo

Paul Joseph Kurtzhall

William Guy Malcolm

David Walter Floren

Kevin M. Furgal

Stephen Nathan Doan

Jessica Lee Bell

Arthur Donaldson Hodge

Jeffrey Daniel Larkin

Stacy Joel Safion

TIPS

LEGAL TERMS

MEANS TEST

DEFINED CONTRIBUTION PLAN

DEBIT CARD

DISCHARGEABLE DEBTS

FAIR CREDIT BILLING ACT (FCBA)

IRS EXPENSES

C CORPORATION

INTEREST

ACCORD AND SATISFACTION

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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