Centenary Bankruptcy & Debt Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Joseph Jakob Kennedy

Employment Discrimination, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

The Law Office of Joseph Kennedy, Florence, SC 29502

James Thomas Young

Collection, Personal Injury, Workers' Compensation, Social Security

Status: In Good Standing

CONTACT

4709 National Drive, Myrtle Beach, SC 29579

Michael S. Hopewell

Commercial Bankruptcy, Litigation, Housing & Urban Development

Status: In Good Standing Licensed: 32 Years

CONTACT

Florence, SC 29503

Spencer Ryan Powell

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Bankruptcy Litigation

Status: In Good Standing Licensed: 9 Years

CONTACT

3769 Cape Landing Circle, Myrtle Beach, SC 29588

C. Winfield Johnson

Bankruptcy, Family Medical Leave Act (FMLA), Permits, Estate Planning

Status: In Good Standing

CONTACT

1000 29Th Avenue North, Myrtle Beach, SC 29577

Bhumi Amit Patel

Residential Real Estate, Foreclosure, Construction Contracts, Credit & Debt

Status: In Good Standing

CONTACT

1357 21St Ave. North, Myrtle Beach, SC 29577

David Hart Breen

Litigation, Workers' Compensation, Insurance, Credit & Debt

Status: In Good Standing

CONTACT

1341 44Th Ave N, Myrtle Beach, SC 29577

John R. Lester

Commercial Real Estate, Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1303 Azalea Ct., Myrtle Beach, SC 29577

Pamela Marie Secrest

Internet, Civil Rights, Commercial Bankruptcy, Medical Malpractice

Status: In Good Standing

CONTACT

1900 Oak Street, Myrtle Beach, SC 29578

Cheevin Ty Gardner

Criminal, Bankruptcy, Divorce & Family Law, Business

Status: Inactive

CONTACT

5400 Hwy. 17 South, Myrtle Beach, SC 29575

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Centenary Bankruptcy & Debt Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Joseph Jakob Kennedy

James Thomas Young

Michael S. Hopewell

Spencer Ryan Powell

C. Winfield Johnson

Bhumi Amit Patel

David Hart Breen

John R. Lester

Pamela Marie Secrest

Cheevin Ty Gardner

TIPS

LEGAL TERMS

CREDIT BUREAU

FAIR CREDIT BILLING ACT (FCBA)

ADMINISTRATIVE EXPENSES

PRESUMED ABUSE

SETOFF

REDEMPTION

DEBIT CARD

C CORPORATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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