Copalis Beach Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Garth L. Jones

Insurance, Consumer Bankruptcy, Personal Injury, Malpractice

Status: In Good Standing Licensed: 40 Years

CONTACT

413 8Th St, Hoquiam, WA 98550

Ray W Kahler

Insurance, Consumer Bankruptcy, Personal Injury, Malpractice, Accident & Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

413 8Th St, Hoquiam, WA 98550

Paul Lester Stritmatter

Mass Torts, Insurance, Consumer Bankruptcy, Personal Injury, Malpractice

Status: In Good Standing Licensed: 55 Years

CONTACT

413 8th St, Hoquiam, WA 98550

Michael G. Spencer

Family Law, Business & Trade, Commercial Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

506 Bel Aire Ave, Aberdeen, WA 98520

Michael Gary Spencer

Family Law, Business & Trade, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

506 Bel Aire Ave, Aberdeen, WA 98520

Gary Arnold Morean

Landlord-Tenant, Estate Planning, Family Law, Collection

Status: In Good Standing

CONTACT

120 E 1st St, Aberdeen, WA 98520

John Michael Clark

Insurance, Litigation, Bankruptcy, Family Law

Status: Suspended Licensed: 49 Years

CONTACT

312 W 2Nd St, Aberdeen, WA 98520

Frank Martin Franciscovich

Commercial Real Estate, Estate Planning, Business & Trade, Commercial Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

341 W Wishkah St, Aberdeen, WA 98520

Hannah Grace Campbell

Civil Rights, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 9 Years

CONTACT

115 S 1St St, Montesano, WA 98563

Steven Grant Mcneill

Estate Planning, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

107 E Marcy Ave, Montesano, WA 98563

800-923-0641

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LEGAL TERMS

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

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Copalis Beach Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Garth L. Jones

Ray W Kahler

Paul Lester Stritmatter

Michael G. Spencer

Michael Gary Spencer

Gary Arnold Morean

John Michael Clark

Frank Martin Franciscovich

Hannah Grace Campbell

Steven Grant Mcneill

TIPS

LEGAL TERMS

FRAUDULENT TRANSFER

PRESUMED ABUSE

CREDITOR

FORBEARANCE

CHAPTER 13 BANKRUPTCY

FAIR LABOR STANDARDS ACT (FLSA)

LIEN

FAIR CREDIT REPORTING ACT (FCRA)

ABUSE

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