Crystal Lake Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Timothy Peter Brown

Litigation, Family Law, Bankruptcy, Personal Injury

Status:

CONTACT

71 Pine Ct, Crystal Lake, IL 60014

Cynthia Briscoe

Commercial Real Estate, Divorce & Family Law, Transactions, Bankruptcy

Status: Licensed: 42 Years

CONTACT

210 North Walkup Ave, Crystal Lake, IL 60014

Steven Jay Brody

Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status:

CONTACT

15 W Woodstock Street, Crystal Lake, IL 60014

Kristen Serna

Litigation, Divorce & Family Law, Criminal, Bankruptcy

Status: Licensed: 14 Years

CONTACT

333 Commerce Drive, Crystal Lake, IL 60014

David Gervais

Divorce, Civil Rights, Collection, Personal Injury

Status:

CONTACT

Mchenry County Government Ctr, Crystal Lake, IL 60098

Natalie Leah Pesin

Divorce & Family Law, Bankruptcy, Contract, Corporate

Status: Licensed: 11 Years

CONTACT

101 N. Virginia Street, Crystal Lake, IL 60014

James Patrick Kelly

Federal Appellate Practice, Family Law, Divorce, Business & Trade, Bankruptcy

Status:

CONTACT

1301 Pyott Rd, Lake In The Hills, IL 60156

Scott William Brammer

Consumer Bankruptcy, Residential Real Estate, Wills, Bankruptcy

Status: Licensed: 34 Years

CONTACT

5447 W. Bull Valley Road, Mchenry, IL 60050

Carey Schulze

Traffic, Divorce, DUI-DWI, Collection

Status: Licensed: 24 Years

CONTACT

17 E Ave, Crystal Lake, IL 60014

Katerina Tsoukalas-heitkemper

Bankruptcy, Divorce & Family Law, Estate, Real Estate

Status: Licensed: 20 Years

CONTACT

333 Commerce Drive, Crystal Lake, IL 60014

800-814-6700

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

Crystal Lake Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Timothy Peter Brown

Cynthia Briscoe

Steven Jay Brody

Kristen Serna

David Gervais

Natalie Leah Pesin

James Patrick Kelly

Scott William Brammer

Carey Schulze

Katerina Tsoukalas-heitkemper

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

PRIORITY DEBT

AUTOMATIC STAY

UNSECURED DEBT

LIQUIDATING PARTNER

LIMITED PARTNERSHIP

TRUTH IN LENDING ACT (TILA)

GRACE PERIOD

CREDITOR

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