Custer Bankruptcy & Debt Lawyer, Montana

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Ralph W. Wilkerson
About | Practice Areas
Ralph W. Wilkerson Attorney at Law
2722 3rd Avenue North Suite 400 Billings, MT 59101» view map
Bankruptcy & Debt
Get Help Starting Over

Allow our knowledgeable attorney to begin bankruptcy proceedings so you can put an end to harassing creditor phone calls.

800-785-0631
1. Ralph Wilkerson Billings, MT
  Attorney at Law - AZ, 1996
  University of Wyoming J.D. 1995
2. AboutRalph W. Wilkerson Attorney at Law
  Helping you in a variety of situations.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Custer Bankruptcy & Debt lawyer.
Below are all Custer lawyers.

Hanna Eileen Schantz

General Practice

Status: In Good Standing Licensed: 13 Years

CONTACT

Hysham, MT 59038

Theresa Ann Schneder

Lawsuit & Dispute, Government, Divorce & Family Law, Civil & Human Rights

Status: In Good Standing Licensed: 36 Years

CONTACT

2843 Cane Street, Pompeys Pillar, MT 59064

Theresa Ann Schneder

Lawsuit & Dispute, Government, Divorce & Family Law, Civil & Human Rights

Status: In Good Standing Licensed: 36 Years

CONTACT

2843 Cane Street, Pompeys Pillar, MT 59064

Patrick E Kenney

General Practice

Status: In Good Standing Licensed: 34 Years

CONTACT

2670 N. 21 Road, Worden, MT 59088

Gerald Ray Harris

General Practice

Status: In Good Standing Licensed: 14 Years

CONTACT

Hardin, MT 59034

Alexa R. Vogel

General Practice

Status: In Good Standing Licensed: 10 Years

CONTACT

Hardin, MT 59034

Randen Luke Schoppe

General Practice

Status: In Good Standing Licensed: 19 Years

CONTACT

Hardin, MT 59034

James L Vogel

Education, Dispute Resolution, Child Custody, DUI-DWI

Status: In Good Standing Licensed: 42 Years

CONTACT

Hardin, MT 59034

James E Seykora

Felony, Criminal

Status: In Good Standing Licensed: 53 Years

CONTACT

816 West Division St, Hardin, MT 59034

Harold G. Stanton

Other, Lawsuit & Dispute, Industry Specialties

Status: In Good Standing

CONTACT

1350 Paritsa Cr Rd, Hardin, MT 59034

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Custer Bankruptcy & Debt Lawyer, Montana

Sponsored Law Firm

Ralph W. Wilkerson Attorney at Law

SPONSORED LAWYERS

Hanna Eileen Schantz

Theresa Ann Schneder

Theresa Ann Schneder

Patrick E Kenney

Gerald Ray Harris

Alexa R. Vogel

Randen Luke Schoppe

James L Vogel

James E Seykora

Harold G. Stanton

TIPS

LEGAL TERMS

FCRA

WINDING UP

SECURED DEBT

DEFINED CONTRIBUTION PLAN

COSIGNER

PREFERENCE

FAIR CREDIT REPORTING ACT (FCRA)

FORBEARANCE

CHAPTER 13 BANKRUPTCY

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