Decatur Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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James Coale

Commercial Real Estate, Government, Transactions, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Faiq M. Mihlar

Real Estate, Litigation, Collection, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Faiq Mihlar

Real Estate, Litigation, Collection, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Elzbieta Tuchaj

General Practice

Status: In Good Standing Licensed: 18 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Amanda Jordan Wiese

Civil Rights, Civil & Human Rights, Bankruptcy

Status: In Good Standing Licensed: 6 Years

CONTACT

111 East Main Street, Decatur, IL 62523

Kyle Robert Burkhardt

General Practice

Status: In Good Standing Licensed: 46 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Joseph Mccune

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Joseph Rucks Mccune

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Matthew James Scoggins

Banking & Finance, Collection

Status: In Good Standing Licensed: 6 Years

CONTACT

111 East Main Street, Decatur, IL 62523

James Arthur Coale

Government, Transactions, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

111 E Main Street, Decatur, IL 62523

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

Decatur Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

James Coale

Faiq M. Mihlar

Faiq Mihlar

Elzbieta Tuchaj

Amanda Jordan Wiese

Kyle Robert Burkhardt

Joseph Mccune

Joseph Rucks Mccune

Matthew James Scoggins

James Arthur Coale

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LEGAL TERMS

NONEXEMPT PROPERTY

ABUSE

FORBEARANCE

CHAPTER 7 BANKRUPTCY

GUARANTOR

SUBROGATION

UNSECURED DEBT

LIABILITY

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