Dixfield Collection Lawyer, Maine

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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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E. Christopher L'Hommedieu

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Accident & Injury, Bankruptcy & Debt

Providing the best in legal representation in Bankruptcy, Personal Injury, Disability, and Family law since 1997.

FREE CONSULTATION

CONTACT

800-941-5060

190 Bates Street, Lewiston, ME 04240

Edward L. Dilworth

Litigation, Family Law, Collection, Personal Injury, Real Estate

Status: In Good Standing

CONTACT

266 Main Street, Norway, ME 04268

John D. Pelletier

Personal Injury, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

Readfield, ME 04355

John W. Geismar

Tax, Health Care Other, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

217 Main Street, Lewiston, ME 04243

David R. Dubord

Litigation, Wills & Probate, Collection, Collection, Bankruptcy Litigation

Status: In Good Standing Licensed: 44 Years

CONTACT

86 Lisbon Street, Lewiston, ME 04243

Donald S. Hornblower

International Other, Divorce, DUI-DWI, Bankruptcy, Federal Appellate Practice

Status: In Good Standing

CONTACT

95 Park Street, Lewiston, ME 04243

Richard J. O'Brien

Wills, Trusts, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

Auburn, ME 04212

Shawn K. Bell

Wills, Civil & Human Rights, Business & Trade, Reorganization

Status: In Good Standing Licensed: 33 Years

CONTACT

810 Lisbon Street, Lewiston, ME 04241

Neil S. Shankman

Landlord-Tenant, Litigation, Lawsuit & Dispute, Commercial Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

472 Main Street, Lewiston, ME 04240

Irving Isaacson

Commercial Bankruptcy

Status: Deceased Licensed: 85 Years

CONTACT

Lewiston, ME 04243

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FCRA

See Fair Credit Reporting Act.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Dixfield Collection Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

E. Christopher L'Hommedieu

Edward L. Dilworth

John D. Pelletier

John W. Geismar

David R. Dubord

Donald S. Hornblower

Richard J. O'Brien

Shawn K. Bell

Neil S. Shankman

Irving Isaacson

TIPS

LEGAL TERMS

GRACE PERIOD

C CORPORATION

GUARANTEED RESERVATION

PRIORITY DEBT

CREDIT INSURANCE

FCRA

IRS EXPENSES

REDEMPTION

CREDIT COUNSELING

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