Douglas County, WA Credit & Debt Lawyers

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Douglas Credit & Debt lawyer.
Below are all Douglas lawyers.

Scott Michael Kane

Government, Employment, Criminal, Business

Status: In Good Standing Licensed: 43 Years

CONTACT

300 Eastmont Ave, East Wenatchee, WA 98802

Garfield Richard Jeffers

Administrative Law, Dispute Resolution, Civil Rights, Municipal

Status: In Good Standing Licensed: 59 Years

CONTACT

610 Skiview Dr, East Wenatchee, WA 98802

Robert Keith Hunter

Conveyancing, Commercial Real Estate, Litigation, Insurance, Car Accident

Status: In Good Standing Licensed: 27 Years

CONTACT

645 Valley Mall Pkwy, East Wenatchee, WA 98802

Steven Craig Lacy

Employment Discrimination, Criminal, Civil Rights, Personal Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

300 Eastmont Ave, East Wenatchee, WA 98802

Gloria Jane Ogoshi

General Practice

Status: In Good Standing Licensed: 30 Years

CONTACT

455 9Th St Ne, East Wenatchee, WA 98802

Harry M Lane

General Practice

Status: In Good Standing Licensed: 48 Years

CONTACT

2575 Fancher Heights Blvd, East Wenatchee, WA 98802

Gloria J. Ogoshi

General Practice

Status: In Good Standing Licensed: 30 Years

CONTACT

455 9Th St Ne, East Wenatchee, WA 98802

Harry Morris Lane

General Practice

Status: In Good Standing Licensed: 48 Years

CONTACT

2575 Fancher Heights Blvd, East Wenatchee, WA 98802

Steven Michael Clem

General Practice

Status: In Good Standing Licensed: 47 Years

CONTACT

2009 Crystal Ct, East Wenatchee, WA 98802

Kathleen Kilcullen

Litigation

Status: In Good Standing Licensed: 38 Years

CONTACT

616A Valley Mall Pkwy, East Wenatchee, WA 98802

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

COLLATERAL

Property that guarantees payment of a secured debt.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT FILE

See credit report.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Douglas County, WA Credit & Debt Lawyers

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Scott Michael Kane

Garfield Richard Jeffers

Robert Keith Hunter

Steven Craig Lacy

Gloria Jane Ogoshi

Harry M Lane

Gloria J. Ogoshi

Harry Morris Lane

Steven Michael Clem

Kathleen Kilcullen

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

COLLATERAL

IRS EXPENSES

TOXIC TORT

NUISANCE FEES

FRATERNAL BENEFIT SOCIETY BENEFITS

CURRENT MONTHLY INCOME

CREDIT FILE

SECURED DEBT

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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