Etowah Reorganization Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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William Hall Estes

Estate Planning, Natural Resources, Corporate, Reorganization

Status: In Good Standing Licensed: 14 Years

CONTACT

296 W Madison Ave, Athens, TN 37303

Will Estes

Dispute Resolution, Banking & Finance, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 14 Years

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296 W Madison Ave, Athens, TN 37303

Tim Hill

Juvenile Law, Business & Trade, Litigation, Credit & Debt

Status: In Good Standing Licensed: 25 Years

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Athens, TN 37371

Timothy Logan Hill

Litigation, Estate Planning, Juvenile Law, Credit & Debt

Status: In Good Standing Licensed: 25 Years

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200 Decatur Pike, Athens, TN 37303

Sherry Lee Park

Juvenile Law, Other, Family Law, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

8921 Hiwassee St, Charleston, TN 37310

Sherry Park

Juvenile Law, Other, Family Law, Credit & Debt

Status: In Good Standing

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8921 Hiwassee St, Charleston, TN 37310

Candyce Nicole Leeper

Administrative Law, Reorganization, Family Law, Juvenile Law

Status: In Good Standing Licensed: 12 Years

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Niota, TN 37826

Eric Brooks

Immigration, Bankruptcy, Banking & Finance, Corporate

Status: In Good Standing Licensed: 13 Years

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4321 Hwy 411, Ocoee, TN 37361

Tim E. Shaw

Litigation, Estate Planning, Family Law, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

694 17Th St Nw, Cleveland, TN 37311

Tim Shaw Shaw

Litigation, Estate Planning, Family Law, Credit & Debt, Antitrust

Status: In Good Standing Licensed: 17 Years

CONTACT

694 17Th St Nw, Cleveland, TN 37311

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Etowah Reorganization Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

William Hall Estes

Will Estes

Tim Hill

Timothy Logan Hill

Sherry Lee Park

Sherry Park

Candyce Nicole Leeper

Eric Brooks

Tim E. Shaw

Tim Shaw Shaw

TIPS

LEGAL TERMS

CREDIT BUREAU

SETOFF

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

S CORPORATION

GENERAL PARTNER

ADMINISTRATIVE EXPENSES

TRUTH IN LENDING ACT (TILA)

AUTOMATIC STAY

GRACE PERIOD

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