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Law Office of Stephen M. Otto, LLC

Law Office of Stephen M. Otto, LLC

Bankruptcy & Debt, Social Security

  • Fax: 484-866-8973
  • Firm Year: 2004
  • Office Hour: Monday - Friday, 9:00AM - 5:00PM
  • Office Language: English

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Email, Phone, Text Messages, Terms of Use, and Privacy Policy. Information provided may not be privileged or confidential.
Stephen McCoy Otto Photo

Stephen McCoy Otto

✓ VERIFIED Credentials and Bar Status verified by Lawyer.com on March 21, 2017 Click here for more details

Bankruptcy & Debt, Social Security, General Practice
Representing consumers and small business owners who are overwhelmed by debt

Stephen Otto is a practicing attorney in Pennsylvania. He attended Duquesne University School of Law where he received his J.D. in 1997. He currently works at his own private firm of Law Office of... (more)

Law Office of Stephen M. Otto, LLC was originally established on January 2, 2004.  I had been working as a Staff Attorney in the Beaver County office of Neighborhood Legal Services Association for the past three years, beginning in 2001.  While I certainly found the work at NLSA to be fulfilling and rewarding, I decided that it was time for me to try new challenges.  In addition, the timing seemed appropriate because Jeffery Bovalino, formerly the law clerk to Judge Gus Kwidis, had decided to purchase the law practice that Judge Mancini was forced to leave behind once he was elected.  Jeffery asked me to join him in the same office space to share some of the work.  Thus, the law firm was born.  Our first location was 1300 8th Avenue in Beaver Falls, Pennsylvania.

Toward the spring of our first year, a decision was made to use the extensive bankruptcy experience I had gained at NLSA to focus the Firm’s practice and related marketing efforts in that area.  In February 2005, having outgrown the Beaver Falls space, we moved the office to 1915 Kennedy Boulevard in Aliquippa and at the same time introduced a satellite location in my hometown of Sewickley, Pennsylvania.  I was thrilled to be closer to home!

In the spring of 2005, new bankruptcy laws — what would become known as “BAPCPA” — squeaked through Congress.  While the laws didn’t change much regarding the bankruptcy relief afforded to ordinary consumers, the changes were significant enough to cause a substantial number of clients who had been undecided about filing for bankruptcy to make the decision to file prior to the law’s scheduled activation on October 15, 2005.  Consequently, between April and October 2015, we were extremely busy.  Once the rush subsided in October, we decided to move the Firm’s primary location to The Car Barn Shops Building in Sewickley, Pennsylvania to be closer to our primary client base.  The Firm’s headquarters continues to be located on the second floor of The Car Barn Shops.

In April of 2007, I attended a National Association of Consumer Advocates conference in Denver, Colorado.  At this conference, I received an introduction to a beautiful and brilliant young woman named Amy who would soon become my life partner.  Amy was from Berks County, Pennsylvania, and my frequent trips from Sewickley to Reading soon caused us to consider the opening of an office in the area.  We established an office at 2 Woodland Road in Wyomissing, Pennsylvania, and Amy, also a lawyer, was appointed to manage it.

Between October 2013 and December 2014, the Firm was inactive due to a temporary union with another local bankruptcy-focused law firm.  On December 8, 2014, the Firm resumed activity with a new Wyomissing address — 845 N. Park Road, Suite 306.

On January 8, 2015, the Firm established a third location in One Bethlehem Plaza to serve our clients who reside in the Lehigh Valley.

I am grateful to all of my clients for your support and encouragement in these endeavors!

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Call today to learn more about my fee structure.

Bankruptcy & Debt, Social Security

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Criminal, DUI-DWI, Traffic, White Collar Crime

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MAIN LOCATION

833 N Park Road
Suite 102
Reading, PA 19610

Other Locations:
  • LEHIGH VALLEY:
    One Bethlehem Plaza 11th Floor
    1 W. Broad Street
    Bethlehem, PA 18018
    484.220.0481/484.866.8973 f

    WESTERN PA:
    Cranberry Crossroads
    2009 Mackenzie Way
    Suite #100
    Cranberry Township, Pa 16066
    724-913-4440

SAMPLE LEGAL CASES

What to Do After a Car Accident
To ensure that you don’t end up doing something you will regret, forgetting something you need to do, or leaving wishing you had done things differently, carry this step by step advice guide with you.
Car Accidents And Percentages Of Fault In The State Of Mississippi
If you have been injured in a car accident on the Mississippi Gulf Coast you may wonder how percentages of fault are determined for the various drivers.
Fight Back Your Insurance Company in Your Car Wreck Case
Insurance companies are getting more and more stingy with their offers in car wreck cases. They are often offering only the medical bills and nothing for pain and suffering.
Car Wreck Cases – Three Biggest Factors That Will Devalue Yours
What are the three biggest factors that will devalue your car wreck case?
Trial By Jury, What You Need To Know About Your Lawyer
We take a lot of pride in the fact that we will take your case to trial. Trial by jury is a dying art. When is the last time your lawyer took an injury case to trial?
Voice Technology Systems in Litigation
With the advent of voice technology systems such as Amazon Echo, we must ask, what are the legal implications of a computer that is always listening?
Workers Compensation for Emotional Distress

In most cases, a worker would not be able to collect any benefits for damages not resulting in an economic loss. There are, however, a few exceptions.
Feeling overwhelmed by car accident bills, contact help from an experienced attorney in El Cajon
It is difficult enough to work every day, make sure monthly bills are paid, food is on the table and there is always a roof to protect the family. But when bad things happen like a sudden car accident that was not our fault it can make a person feel stressed out.
What To Do When Arrested
If you have been arrested, you need to proceed carefully because a bad move can come with serious consequences. Fortunately, you can protect yourself by knowing your rights, particularly those that are mentioned in the Miranda warning.
How Does Posting Bail Work
When an individual goes to jail, the time to appear in court for trial may be weeks or even months away. Depending on the nature of the crime, the defendant may not have to wait in jail until the date of the trial. In most cases, a bail may be paid to allow the defendant to be released.
How Cleaning Your Criminal Record Can Help Your Future
Criminal records can cause complexities and inconveniences in your life. Though the mistakes have already been made, you do not have to keep paying any more for these mistakes you made in the past.
California Medical Marijuana Law
The Compassionate Use Act, also referred to as Proposition 215, allowed for the medical use of marijuana in the state of California. At the same time, possession was decriminalized and treated in much of the same way that traffic tickets are handled.
California Medical Marijuana Law
The Compassionate Use Act, also referred to as Proposition 215, allowed for the medical use of marijuana in the state of California. At the same time, possession was decriminalized and treated in much of the same way that traffic tickets are handled.
Feeling overwhelmed by car accident bills, contact help from an experienced attorney in El Cajon
It is difficult enough to work every day, make sure monthly bills are paid, food is on the table and there is always a roof to protect the family. But when bad things happen like a sudden car accident that was not our fault it can make a person feel stressed out.
What To Do When Arrested
If you have been arrested, you need to proceed carefully because a bad move can come with serious consequences. Fortunately, you can protect yourself by knowing your rights, particularly those that are mentioned in the Miranda warning.
How Does Posting Bail Work
When an individual goes to jail, the time to appear in court for trial may be weeks or even months away. Depending on the nature of the crime, the defendant may not have to wait in jail until the date of the trial. In most cases, a bail may be paid to allow the defendant to be released.
How Cleaning Your Criminal Record Can Help Your Future
Criminal records can cause complexities and inconveniences in your life. Though the mistakes have already been made, you do not have to keep paying any more for these mistakes you made in the past.
California Medical Marijuana Law
The Compassionate Use Act, also referred to as Proposition 215, allowed for the medical use of marijuana in the state of California. At the same time, possession was decriminalized and treated in much of the same way that traffic tickets are handled.
Appellate Attorneys - How Framing the Issues on Appeal Defines the Battleground
Appellate Attorneys - How Framing the Issues on Appeal Defines the Battleground
Appellate Attorneys - How Framing the Issues on Appeal Defines the Battleground
Appellate Attorneys - How Framing the Issues on Appeal Defines the Battleground