Philbin & O'Neil, LLC

while most people know that they must carry liability insurance coverage in California or risk losing their driving privilege, few people realize that while liability insurance protects you in cases where you are at fault, it provides you no benefit where, as is often the case, you are the victim of somebody’s else’s negligence. The coverage that will provide you with invaluable protection and in an amount you choose to purchase, is Uninsured/Underinsured Motorist coverage.

in years past people injured in accidents could rely on insurance companies making reasonable offers for the losses they sustained. As the saying goes, those days are gone! In the last few years the long standing rights of injured people to receive fair compensation for their losses including compensation for their medical expenses, loss of earnings and for the pain and suffering they experienced have been severely limited by our Courts and a series of decisions that have diminished the rights of victims and emboldened the insurance companies to make offers of settlement that are not merely inadequate but often insulting.

when accidents occur the first consideration, after insuring that the injured are given appropriate care and medical attention, should be the preservation of accident scene details that may one day become critical in determining the rights of the victims. While it would be nice to know that those who cause accidents are honest, caring individuals who want to own up to their responsibilities and insure that those they hurt are properly compensated, most, even those who may admit fault at the scene, turn out to be anything but truthful after they speak with their insurance company or the lawyers they hire. Regrettably, and with ever increasing frequency, insurance companies persuade their insured’s to not admit anything but rather to consider their future insurance premiums when making statements or giving their depositions. Similarly, the lawyers hired by the insurance companies, especially those who are employed as “house counsel” are all too often more interested in saving their employer/insurance company money and less interested in seeing justice done or the having the truth come out.

while accidents can result from any number of behaviors while driving, the greatest cause of injuries and death is unquestionably the use of electronic devices while driving.  Significantly, the users of cellular phones in vehicles tend to be younger inexperienced drivers who, addicted to texting, are taking their eyes from the roads and highways and endangering themselves and others.  When traveling at freeway speeds the potential for disaster is obvious.

selecting an attorney who can give you invaluable advice on how to protect your rights and what to do to insure you have the best chance to recover the full amount of compensation to which you are entitled

divorce can be a difficult period, regardless if you are a custodial or non-custodial parent.

the EOIR has made a new searchable interactive EOIR policy manual available to the public.

credit Card Debt, Collections Lawsuits, in the Face of Ongoing Unemployment

in Missouri, texting and driving is illegal for drivers under 21 years of age. However, as of now, it is only illegal for drivers 21 years of age or younger.

on March 30, 2021, the United States Citizenship and Immigration Services announced that it had received enough electronic registrations during the initial H1B registration period to reach the fiscal year 2022 H-1B cap for both regular H-1B petitions and masters cap petitions.

if you are currently facing incarceration or are incarcerated and are obligated to pay child support in the State of Missouri, contact the Law Offices of Keya M. Reed LLC. We can represent and advise you on the best course of action to safeguard your rights and interest regarding child support arrears. Contact us to schedule a consultation. 

making a will is not complicated, but the process will go much more smoothly for you and your family if you work with an attorney. Contact The Law Office of Keya M. Reed LLC today to schedule a consultation.

if you need advice on making a power of attorney and would like to consult with a St. Louis estate planning attorney, contact the Law Office of Keya M. Reed LLC today.

this article discusses the hardship people and consumers have undergone through out the COVID-19 Pandemic.

the United States Citizenship and Immigration Services (USCIS) has reverted its policy to that which was in effect prior to October 2019 regarding certain applications being submitted with blank spaces.

with more Uber drivers on the road throughout Missouri, and especially in major cities like St. Louis, the chance of colliding with an affiliated driver is also greater.

in 2020, Marsy's Law was ratified into the Wisconsin constitution. Marsy's law guarantees victims of crime equal right to those accused of crimes. But what does that really mean?

in In re Humphrey, for the first time the California Supreme Court held that the uniform application of bail to the rich and poor alike violates the due process and equal protection clauses of the constitution.

criminal defense attorney Michael Bouldin discusses various firearm and gun violations in Kentucky.

nKy divorce attorney Michael Bouldin discusses how to simplify the divorce process