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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Claudia H. Cornish

Corporate, Business Organization, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

142 Main Street, Leominster, MA 01453

Russell S. Chernin

Real Estate, Litigation, Immigration, Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

390 Main Street, Worcester, MA 01608

Kenneth D. Quat

Commercial Real Estate, Student Rights, Collection, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

373 Winch St, Framingham, MA 01701

Lewis J Cohn

Business Organization, Collection, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

7 Lillian Way, Wayland, MA 01778

Alan M. Cohen

Collection, Collection, Collection, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

550 Worcester Rd, Framingham, MA 01702

Rhonda S Boule

Landlord-Tenant, Prenuptial Agreements, Child Custody, Divorce & Family Law, Collection

Status: In Good Standing

CONTACT

2120 Commonwealth Ave, Auburndale, MA 02466

Glenn Wegerzyn

Business, Collection

Status: In Good Standing

CONTACT

800 W. Cummings Park, Woburn, MA 01801

Chesley Oriel

Accident & Injury, Real Estate, Collection

Status: In Good Standing Licensed: 55 Years

FREE CONSULTATION

CONTACT

199 Wells Avenue, Newton, MA 02459

David S. Goldberg

Real Estate, Wills & Probate, Business, Collection, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

199 Wells Avenue, Newton, MA 02459

Richard L. Blumenthal

Federal Trial Practice, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

51 Winchester Street, Newton Highlands, MA 02461

800-923-0641

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LEGAL TERMS

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

COLLATERAL

Property that guarantees payment of a secured debt.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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Fitchburg Collection Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Claudia H. Cornish

Russell S. Chernin

Kenneth D. Quat

Lewis J Cohn

Alan M. Cohen

Rhonda S Boule

Glenn Wegerzyn

Chesley Oriel

David S. Goldberg

Richard L. Blumenthal

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LEGAL TERMS

LIMITED LIABILITY

DEBT COLLECTOR

COLLATERAL

COSIGNER

CREDIT BUREAU

UNDUE HARDSHIP

TRUTH IN LENDING ACT (TILA)

MEANS TEST

FRAUDULENT TRANSFER

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