Galivants Ferry Bankruptcy Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

C. Winfield Johnson

Bankruptcy, Family Medical Leave Act (FMLA), Permits, Estate Planning

Status: In Good Standing

CONTACT

1000 29Th Avenue North, Myrtle Beach, SC 29577

Spencer Ryan Powell

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Bankruptcy Litigation

Status: In Good Standing Licensed: 9 Years

CONTACT

3769 Cape Landing Circle, Myrtle Beach, SC 29588

John R. Lester

Commercial Real Estate, Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1303 Azalea Ct., Myrtle Beach, SC 29577

Pamela Marie Secrest

Internet, Civil Rights, Commercial Bankruptcy, Medical Malpractice

Status: In Good Standing

CONTACT

1900 Oak Street, Myrtle Beach, SC 29578

Cheevin Ty Gardner

Criminal, Bankruptcy, Divorce & Family Law, Business

Status: Inactive

CONTACT

5400 Hwy. 17 South, Myrtle Beach, SC 29575

W. Keith Powell

Bankruptcy, Real Estate, Criminal

Status: In Good Standing

CONTACT

2237 Highway 9 E, Longs, SC 29568

Patricia Henson Anderson

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

910 Mount Gilead Dr., Murrells Inlet, SC 29576

Michael S. Hopewell

Commercial Bankruptcy, Litigation, Housing & Urban Development

Status: In Good Standing Licensed: 32 Years

CONTACT

Florence, SC 29503

William Joseph Barr

Accident & Injury, Bankruptcy, Criminal, Divorce & Family Law, Estate

Status: In Good Standing

CONTACT

108 N. Academy St., Kingstree, SC 29556

800-923-0641

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SAMPLE LEGAL CASES

In re Jacobsen

... PER CURIAM: This is an attorney disciplinary matter involving multiple allegations of misconduct arising out of Karl P. Jacobsen's (Respondent's) operation of his bankruptcy practice. ... Respondent was a member of a statewide bankruptcy firm (the Firm). ...

In re Edwards

... FACTS. Respondent is licensed to practice law in South Carolina, the United States District Court for the District of South Carolina (USDC), and the United States Bankruptcy Court for the District of South Carolina (Bankruptcy Court). ...

US Bank Trust Nat. Ass'n v. Bell

... to cure default. Mr. Bell further testified the Bells continued to make payments every month thereafter until filing for bankruptcy protection in October 2005, despite Bank's rejection of the monthly payments. [3] While asserting ...

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Galivants Ferry Bankruptcy Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

C. Winfield Johnson

Spencer Ryan Powell

John R. Lester

Pamela Marie Secrest

Cheevin Ty Gardner

W. Keith Powell

Patricia Henson Anderson

Michael S. Hopewell

William Joseph Barr

TIPS

LEGAL TERMS

NO-FAULT INSURANCE

COSIGNER

CREDIT BUREAU

DISPOSABLE INCOME

SECURED DEBT

REDEMPTION

FRATERNAL BENEFIT SOCIETY BENEFITS

CHAPTER 13 BANKRUPTCY

CREDIT COUNSELING

SAMPLE LEGAL CASES

In re Jacobsen

In re Edwards

US Bank Trust Nat. Ass'n v. Bell

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