Loren Gold | Fort Lauderdale Personal Injury Lawyer

CASES

Slip & Fall; 2019 | $150,000 | Herniated Cervical Disc | Cervical Discectomy | Disputed Liability Regarding Constructive Notice Car accident; 2018 | $95,000 | Fractured Ribs and Herniated Thoracic Disc | BI and Out of State UIM Car accident; 2018 | $105,000| Fractured Rib and Post Concussive Syndrome | BI and Out of State UIM Car accident; 2018 | $100,000| Shoulder Distosia | Post Concussive Syndrome | BI and Out of State UIM Slip & Fall; 2018| $142,500| Fractured Hip & Pulmonary Embolism| Parking Lot Debris Car accident; 2017 | $100,000 | Torn Miniscus | BI and UIM   Car accident; 2017 | $300,000 | Fractured Pelvis and Sacrum| Biciclyst with Disputed Liability| Able to more than double UIM coverage Slip and Fall on Wet Floor, Work Related Third Party Claim; 2017 | $250,000| Fractured Hip     Fall from Scaffold, Work Related Third Party Claim; 2016 | $188,000 | Back Surgery | Contested Tort Immunity by Property Owner and General Contractor   Slip & Fall on Transitory Substance; 2016 | $250,000 | Exacerbation of Cervical Fusion | Disputed Notice Trip & Fall; 2015 | $350,000 | Hip Fracture | Uneven Walkway | Disputed Liability Slip & Fall; 2015 | $ 117,500 | Torn Rotator Cuff | Wet Floor | Disputed Liability Premises Liability; 2013 | Heel and Ankle Fractures | $240,000 | Defective Steel Staircase | Disputed Liability Pedestrian / Car Accident; 2012 | Jaw and Dental Fractures | $172,000 | Forklift Accident / Work Related; 2011 | Foot Fractures | $ 100,000 | Car Accident; 2010 | Fractured Ribs and Punctured Lung $ 250,000 | Passenger Truck Accident / Work Related; 2010 | Mild Traumatic Brain Injury | $500,000 | Disputed Uninsured Motorist Coverage Car Accident; 2009 | Neck and Back Injuries | $ 137,500 | Moderate Property Damage Car Accident; 2008 | Neck and Shoulder Injuries | $ 100,000 | Minimal Property Damage Bicyclist / Car Accident; 2007 | Shoulder, Wrist and Knee Injuries | $ 137,500 | Car Accident; 2007 | Neck, Back and Knee Injuries | $ 110,000 | Pre-existing Conditions Fall / Work-Related; 2005 | Facial, Elbow and Arm Fractures | $ 288,000 | Unrailed Stairs Car Accident; 2005 | Mild Traumatic Brain Injury | $ 225,000 | Disputed Medical Causation Premises Liability; 2005 | $ 200,000 | Burns & Disfigurement | Minor Child Wrongful Death, Pedestrian; 2004 | $150,000 | Disputed Medical Causation and Liability Car Accident; 2004 | $ 120,000 | Hip and Low Back Injuries | Moderate Property Damage Wrongful Death, Car Accident; 2003 | $245,000 | Disputed Liability Car Accident; 2003 | Herniated Disc in Neck | $250,000 | Minimal Property Damage Slip & Fall; 2019 | $150,000 | Herniated Cervical Disc | Cervical Discectomy | Disputed Liability Regarding Constructive Notice Car accident; 2018 | $95,000 | Fractured Ribs and Herniated Thoracic Disc | BI and Out of State UIM Car accident; 2018 | $105,000| Fractured Rib and Post Concussive Syndrome | BI and Out of State UIM Car accident; 2018 | $100,000| Shoulder Distosia | Post Concussive Syndrome | BI and Out of State UIM Slip & Fall; 2018| $142,500| Fractured Hip & Pulmonary Embolism| Parking Lot Debris Car accident; 2017 | $100,000 | Torn Miniscus | BI and UIM   Car accident; 2017 | $300,000 | Fractured Pelvis and Sacrum| Biciclyst with Disputed Liability| Able to more than double UIM coverage Slip and Fall on Wet Floor, Work Related Third Party Claim; 2017 | $250,000| Fractured Hip     Fall from Scaffold, Work Related Third Party Claim; 2016 | $188,000 | Back Surgery | Contested Tort Immunity by Property Owner and General Contractor   Slip & Fall on Transitory Substance; 2016 | $250,000 | Exacerbation of Cervical Fusion | Disputed Notice Trip & Fall; 2015 | $350,000 | Hip Fracture | Uneven Walkway | Disputed Liability Slip & Fall; 2015 | $ 117,500 | Torn Rotator Cuff | Wet Floor | Disputed Liability Premises Liability; 2013 | Heel and Ankle Fractures | $240,000 | Defective Steel Staircase | Disputed Liability Pedestrian / Car Accident; 2012 | Jaw and Dental Fractures | $172,000 | Forklift Accident / Work Related; 2011 | Foot Fractures | $ 100,000 | Car Accident; 2010 | Fractured Ribs and Punctured Lung $ 250,000 | Passenger Truck Accident / Work Related; 2010 | Mild Traumatic Brain Injury | $500,000 | Disputed Uninsured Motorist Coverage Car Accident; 2009 | Neck and Back Injuries | $ 137,500 | Moderate Property Damage Car Accident; 2008 | Neck and Shoulder Injuries | $ 100,000 | Minimal Property Damage Bicyclist / Car Accident; 2007 | Shoulder, Wrist and Knee Injuries | $ 137,500 | Car Accident; 2007 | Neck, Back and Knee Injuries | $ 110,000 | Pre-existing Conditions Fall / Work-Related; 2005 | Facial, Elbow and Arm Fractures | $ 288,000 | Unrailed Stairs Car Accident; 2005 | Mild Traumatic Brain Injury | $ 225,000 | Disputed Medical Causation Premises Liability; 2005 | $ 200,000 | Burns & Disfigurement | Minor Child Wrongful Death, Pedestrian; 2004 | $150,000 | Disputed Medical Causation and Liability Car Accident; 2004 | $ 120,000 | Hip and Low Back Injuries | Moderate Property Damage Wrongful Death, Car Accident; 2003 | $245,000 | Disputed Liability Car Accident; 2003 | Herniated Disc in Neck | $250,000 | Minimal Property Damage Slip & Fall; 2019 | $150,000 | Herniated Cervical Disc | Cervical Discectomy | Disputed Liability Regarding Constructive Notice Car accident; 2018 | $95,000 | Fractured Ribs and Herniated Thoracic Disc | BI and Out of State UIM Car accident; 2018 | $105,000| Fractured Rib and Post Concussive Syndrome | BI and Out of State UIM Car accident; 2018 | $100,000| Shoulder Distosia | Post Concussive Syndrome | BI and Out of State UIM Slip & Fall; 2018| $142,500| Fractured Hip & Pulmonary Embolism| Parking Lot Debris Car accident; 2017 | $100,000 | Torn Miniscus | BI and UIM   Car accident; 2017 | $300,000 | Fractured Pelvis and Sacrum| Biciclyst with Disputed Liability| Able to more than double UIM coverage Slip and Fall on Wet Floor, Work Related Third Party Claim; 2017 | $250,000| Fractured Hip     Fall from Scaffold, Work Related Third Party Claim; 2016 | $188,000 | Back Surgery | Contested Tort Immunity by Property Owner and General Contractor   Slip & Fall on Transitory Substance; 2016 | $250,000 | Exacerbation of Cervical Fusion | Disputed Notice Trip & Fall; 2015 | $350,000 | Hip Fracture | Uneven Walkway | Disputed Liability Slip & Fall; 2015 | $ 117,500 | Torn Rotator Cuff | Wet Floor | Disputed Liability Premises Liability; 2013 | Heel and Ankle Fractures | $240,000 | Defective Steel Staircase | Disputed Liability Pedestrian / Car Accident; 2012 | Jaw and Dental Fractures | $172,000 | Forklift Accident / Work Related; 2011 | Foot Fractures | $ 100,000 | Car Accident; 2010 | Fractured Ribs and Punctured Lung $ 250,000 | Passenger Truck Accident / Work Related; 2010 | Mild Traumatic Brain Injury | $500,000 | Disputed Uninsured Motorist Coverage Car Accident; 2009 | Neck and Back Injuries | $ 137,500 | Moderate Property Damage Car Accident; 2008 | Neck and Shoulder Injuries | $ 100,000 | Minimal Property Damage Bicyclist / Car Accident; 2007 | Shoulder, Wrist and Knee Injuries | $ 137,500 | Car Accident; 2007 | Neck, Back and Knee Injuries | $ 110,000 | Pre-existing Conditions Fall / Work-Related; 2005 | Facial, Elbow and Arm Fractures | $ 288,000 | Unrailed Stairs Car Accident; 2005 | Mild Traumatic Brain Injury | $ 225,000 | Disputed Medical Causation Premises Liability; 2005 | $ 200,000 | Burns & Disfigurement | Minor Child Wrongful Death, Pedestrian; 2004 | $150,000 | Disputed Medical Causation and Liability Car Accident; 2004 | $ 120,000 | Hip and Low Back Injuries | Moderate Property Damage Wrongful Death, Car Accident; 2003 | $245,000 | Disputed Liability Car Accident; 2003 | Herniated Disc in Neck | $250,000 | Minimal Property Damage Slip & Fall; 2019 | $150,000 | Herniated Cervical Disc | Cervical Discectomy | Disputed Liability Regarding Constructive Notice Car accident; 2018 | $95,000 | Fractured Ribs and Herniated Thoracic Disc | BI and Out of State UIM Car accident; 2018 | $105,000| Fractured Rib and Post Concussive Syndrome | BI and Out of State UIM Car accident; 2018 | $100,000| Shoulder Distosia | Post Concussive Syndrome | BI and Out of State UIM Slip & Fall; 2018| $142,500| Fractured Hip & Pulmonary Embolism| Parking Lot Debris Car accident; 2017 | $100,000 | Torn Miniscus | BI and UIM   Car accident; 2017 | $300,000 | Fractured Pelvis and Sacrum| Biciclyst with Disputed Liability| Able to more than double UIM coverage Slip and Fall on Wet Floor, Work Related Third Party Claim; 2017 | $250,000| Fractured Hip     Fall from Scaffold, Work Related Third Party Claim; 2016 | $188,000 | Back Surgery | Contested Tort Immunity by Property Owner and General Contractor   Slip & Fall on Transitory Substance; 2016 | $250,000 | Exacerbation of Cervical Fusion | Disputed Notice Trip & Fall; 2015 | $350,000 | Hip Fracture | Uneven Walkway | Disputed Liability Slip & Fall; 2015 | $ 117,500 | Torn Rotator Cuff | Wet Floor | Disputed Liability Premises Liability; 2013 | Heel and Ankle Fractures | $240,000 | Defective Steel Staircase | Disputed Liability Pedestrian / Car Accident; 2012 | Jaw and Dental Fractures | $172,000 | Forklift Accident / Work Related; 2011 | Foot Fractures | $ 100,000 | Car Accident; 2010 | Fractured Ribs and Punctured Lung $ 250,000 | Passenger Truck Accident / Work Related; 2010 | Mild Traumatic Brain Injury | $500,000 | Disputed Uninsured Motorist Coverage Car Accident; 2009 | Neck and Back Injuries | $ 137,500 | Moderate Property Damage Car Accident; 2008 | Neck and Shoulder Injuries | $ 100,000 | Minimal Property Damage Bicyclist / Car Accident; 2007 | Shoulder, Wrist and Knee Injuries | $ 137,500 | Car Accident; 2007 | Neck, Back and Knee Injuries | $ 110,000 | Pre-existing Conditions Fall / Work-Related; 2005 | Facial, Elbow and Arm Fractures | $ 288,000 | Unrailed Stairs Car Accident; 2005 | Mild Traumatic Brain Injury | $ 225,000 | Disputed Medical Causation Premises Liability; 2005 | $ 200,000 | Burns & Disfigurement | Minor Child Wrongful Death, Pedestrian; 2004 | $150,000 | Disputed Medical Causation and Liability Car Accident; 2004 | $ 120,000 | Hip and Low Back Injuries | Moderate Property Damage Wrongful Death, Car Accident; 2003 | $245,000 | Disputed Liability Car Accident; 2003 | Herniated Disc in Neck | $250,000 | Minimal Property Damage Slip & Fall; 2019 | $150,000 | Herniated Cervical Disc | Cervical Discectomy | Disputed Liability Regarding Constructive Notice Car accident; 2018 | $95,000 | Fractured Ribs and Herniated Thoracic Disc | BI and Out of State UIM Car accident; 2018 | $105,000| Fractured Rib and Post Concussive Syndrome | BI and Out of State UIM Car accident; 2018 | $100,000| Shoulder Distosia | Post Concussive Syndrome | BI and Out of State UIM Slip & Fall; 2018| $142,500| Fractured Hip & Pulmonary Embolism| Parking Lot Debris Car accident; 2017 | $100,000 | Torn Miniscus | BI and UIM   Car accident; 2017 | $300,000 | Fractured Pelvis and Sacrum| Biciclyst with Disputed Liability| Able to more than double UIM coverage Slip and Fall on Wet Floor, Work Related Third Party Claim; 2017 | $250,000| Fractured Hip     Fall from Scaffold, Work Related Third Party Claim; 2016 | $188,000 | Back Surgery | Contested Tort Immunity by Property Owner and General Contractor   Slip & Fall on Transitory Substance; 2016 | $250,000 | Exacerbation of Cervical Fusion | Disputed Notice Trip & Fall; 2015 | $350,000 | Hip Fracture | Uneven Walkway | Disputed Liability Slip & Fall; 2015 | $ 117,500 | Torn Rotator Cuff | Wet Floor | Disputed Liability Premises Liability; 2013 | Heel and Ankle Fractures | $240,000 | Defective Steel Staircase | Disputed Liability Pedestrian / Car Accident; 2012 | Jaw and Dental Fractures | $172,000 | Forklift Accident / Work Related; 2011 | Foot Fractures | $ 100,000 | Car Accident; 2010 | Fractured Ribs and Punctured Lung $ 250,000 | Passenger Truck Accident / Work Related; 2010 | Mild Traumatic Brain Injury | $500,000 | Disputed Uninsured Motorist Coverage Car Accident; 2009 | Neck and Back Injuries | $ 137,500 | Moderate Property Damage Car Accident; 2008 | Neck and Shoulder Injuries | $ 100,000 | Minimal Property Damage Bicyclist / Car Accident; 2007 | Shoulder, Wrist and Knee Injuries | $ 137,500 | Car Accident; 2007 | Neck, Back and Knee Injuries | $ 110,000 | Pre-existing Conditions Fall / Work-Related; 2005 | Facial, Elbow and Arm Fractures | $ 288,000 | Unrailed Stairs Car Accident; 2005 | Mild Traumatic Brain Injury | $ 225,000 | Disputed Medical Causation Premises Liability; 2005 | $ 200,000 | Burns & Disfigurement | Minor Child Wrongful Death, Pedestrian; 2004 | $150,000 | Disputed Medical Causation and Liability Car Accident; 2004 | $ 120,000 | Hip and Low Back Injuries | Moderate Property Damage Wrongful Death, Car Accident; 2003 | $245,000 | Disputed Liability Car Accident; 2003 | Herniated Disc in Neck | $250,000 | Minimal Property Damage Slip & Fall; 2019 | $150,000 | Herniated Cervical Disc | Cervical Discectomy | Disputed Liability Regarding Constructive Notice Car accident; 2018 | $95,000 | Fractured Ribs and Herniated Thoracic Disc | BI and Out of State UIM Car accident; 2018 | $105,000| Fractured Rib and Post Concussive Syndrome | BI and Out of State UIM Car accident; 2018 | $100,000| Shoulder Distosia | Post Concussive Syndrome | BI and Out of State UIM Slip & Fall; 2018| $142,500| Fractured Hip & Pulmonary Embolism| Parking Lot Debris Car accident; 2017 | $100,000 | Torn Miniscus | BI and UIM   Car accident; 2017 | $300,000 | Fractured Pelvis and Sacrum| Biciclyst with Disputed Liability| Able to more than double UIM coverage Slip and Fall on Wet Floor, Work Related Third Party Claim; 2017 | $250,000| Fractured Hip     Fall from Scaffold, Work Related Third Party Claim; 2016 | $188,000 | Back Surgery | Contested Tort Immunity by Property Owner and General Contractor   Slip & Fall on Transitory Substance; 2016 | $250,000 | Exacerbation of Cervical Fusion | Disputed Notice Trip & Fall; 2015 | $350,000 | Hip Fracture | Uneven Walkway | Disputed Liability Slip & Fall; 2015 | $ 117,500 | Torn Rotator Cuff | Wet Floor | Disputed Liability Premises Liability; 2013 | Heel and Ankle Fractures | $240,000 | Defective Steel Staircase | Disputed Liability Pedestrian / Car Accident; 2012 | Jaw and Dental Fractures | $172,000 | Forklift Accident / Work Related; 2011 | Foot Fractures | $ 100,000 | Car Accident; 2010 | Fractured Ribs and Punctured Lung $ 250,000 | Passenger Truck Accident / Work Related; 2010 | Mild Traumatic Brain Injury | $500,000 | Disputed Uninsured Motorist Coverage Car Accident; 2009 | Neck and Back Injuries | $ 137,500 | Moderate Property Damage Car Accident; 2008 | Neck and Shoulder Injuries | $ 100,000 | Minimal Property Damage Bicyclist / Car Accident; 2007 | Shoulder, Wrist and Knee Injuries | $ 137,500 | Car Accident; 2007 | Neck, Back and Knee Injuries | $ 110,000 | Pre-existing Conditions Fall / Work-Related; 2005 | Facial, Elbow and Arm Fractures | $ 288,000 | Unrailed Stairs Car Accident; 2005 | Mild Traumatic Brain Injury | $ 225,000 | Disputed Medical Causation Premises Liability; 2005 | $ 200,000 | Burns & Disfigurement | Minor Child Wrongful Death, Pedestrian; 2004 | $150,000 | Disputed Medical Causation and Liability Car Accident; 2004 | $ 120,000 | Hip and Low Back Injuries | Moderate Property Damage Wrongful Death, Car Accident; 2003 | $245,000 | Disputed Liability Car Accident; 2003 | Herniated Disc in Neck | $250,000 | Minimal Property Damage Slip & Fall; 2019 | $150,000 | Herniated Cervical Disc | Cervical Discectomy | Disputed Liability Regarding Constructive Notice Car accident; 2018 | $95,000 | Fractured Ribs and Herniated Thoracic Disc | BI and Out of State UIM Car accident; 2018 | $105,000| Fractured Rib and Post Concussive Syndrome | BI and Out of State UIM Car accident; 2018 | $100,000| Shoulder Distosia | Post Concussive Syndrome | BI and Out of State UIM Slip & Fall; 2018| $142,500| Fractured Hip & Pulmonary Embolism| Parking Lot Debris Car accident; 2017 | $100,000 | Torn Miniscus | BI and UIM   Car accident; 2017 | $300,000 | Fractured Pelvis and Sacrum| Biciclyst with Disputed Liability| Able to more than double UIM coverage Slip and Fall on Wet Floor, Work Related Third Party Claim; 2017 | $250,000| Fractured Hip     Fall from Scaffold, Work Related Third Party Claim; 2016 | $188,000 | Back Surgery | Contested Tort Immunity by Property Owner and General Contractor   Slip & Fall on Transitory Substance; 2016 | $250,000 | Exacerbation of Cervical Fusion | Disputed Notice Trip & Fall; 2015 | $350,000 | Hip Fracture | Uneven Walkway | Disputed Liability Slip & Fall; 2015 | $ 117,500 | Torn Rotator Cuff | Wet Floor | Disputed Liability Premises Liability; 2013 | Heel and Ankle Fractures | $240,000 | Defective Steel Staircase | Disputed Liability Pedestrian / Car Accident; 2012 | Jaw and Dental Fractures | $172,000 | Forklift Accident / Work Related; 2011 | Foot Fractures | $ 100,000 | Car Accident; 2010 | Fractured Ribs and Punctured Lung $ 250,000 | Passenger Truck Accident / Work Related; 2010 | Mild Traumatic Brain Injury | $500,000 | Disputed Uninsured Motorist Coverage Car Accident; 2009 | Neck and Back Injuries | $ 137,500 | Moderate Property Damage Car Accident; 2008 | Neck and Shoulder Injuries | $ 100,000 | Minimal Property Damage Bicyclist / Car Accident; 2007 | Shoulder, Wrist and Knee Injuries | $ 137,500 | Car Accident; 2007 | Neck, Back and Knee Injuries | $ 110,000 | Pre-existing Conditions Fall / Work-Related; 2005 | Facial, Elbow and Arm Fractures | $ 288,000 | Unrailed Stairs Car Accident; 2005 | Mild Traumatic Brain Injury | $ 225,000 | Disputed Medical Causation Premises Liability; 2005 | $ 200,000 | Burns & Disfigurement | Minor Child Wrongful Death, Pedestrian; 2004 | $150,000 | Disputed Medical Causation and Liability Car Accident; 2004 | $ 120,000 | Hip and Low Back Injuries | Moderate Property Damage Wrongful Death, Car Accident; 2003 | $245,000 | Disputed Liability Car Accident; 2003 | Herniated Disc in Neck | $250,000 | Minimal Property Damage Slip & Fall; 2019 | $150,000 | Herniated Cervical Disc | Cervical Discectomy | Disputed Liability Regarding Constructive Notice Car accident; 2018 | $95,000 | Fractured Ribs and Herniated Thoracic Disc | BI and Out of State UIM Car accident; 2018 | $105,000| Fractured Rib and Post Concussive Syndrome | BI and Out of State UIM Car accident; 2018 | $100,000| Shoulder Distosia | Post Concussive Syndrome | BI and Out of State UIM Slip & Fall; 2018| $142,500| Fractured Hip & Pulmonary Embolism| Parking Lot Debris Car accident; 2017 | $100,000 | Torn Miniscus | BI and UIM   Car accident; 2017 | $300,000 | Fractured Pelvis and Sacrum| Biciclyst with Disputed Liability| Able to more than double UIM coverage Slip and Fall on Wet Floor, Work Related Third Party Claim; 2017 | $250,000| Fractured Hip     Fall from Scaffold, Work Related Third Party Claim; 2016 | $188,000 | Back Surgery | Contested Tort Immunity by Property Owner and General Contractor   Slip & Fall on Transitory Substance; 2016 | $250,000 | Exacerbation of Cervical Fusion | Disputed Notice Trip & Fall; 2015 | $350,000 | Hip Fracture | Uneven Walkway | Disputed Liability Slip & Fall; 2015 | $ 117,500 | Torn Rotator Cuff | Wet Floor | Disputed Liability Premises Liability; 2013 | Heel and Ankle Fractures | $240,000 | Defective Steel Staircase | Disputed Liability Pedestrian / Car Accident; 2012 | Jaw and Dental Fractures | $172,000 | Forklift Accident / Work Related; 2011 | Foot Fractures | $ 100,000 | Car Accident; 2010 | Fractured Ribs and Punctured Lung $ 250,000 | Passenger Truck Accident / Work Related; 2010 | Mild Traumatic Brain Injury | $500,000 | Disputed Uninsured Motorist Coverage Car Accident; 2009 | Neck and Back Injuries | $ 137,500 | Moderate Property Damage Car Accident; 2008 | Neck and Shoulder Injuries | $ 100,000 | Minimal Property Damage Bicyclist / Car Accident; 2007 | Shoulder, Wrist and Knee Injuries | $ 137,500 | Car Accident; 2007 | Neck, Back and Knee Injuries | $ 110,000 | Pre-existing Conditions Fall / Work-Related; 2005 | Facial, Elbow and Arm Fractures | $ 288,000 | Unrailed Stairs Car Accident; 2005 | Mild Traumatic Brain Injury | $ 225,000 | Disputed Medical Causation Premises Liability; 2005 | $ 200,000 | Burns & Disfigurement | Minor Child Wrongful Death, Pedestrian; 2004 | $150,000 | Disputed Medical Causation and Liability Car Accident; 2004 | $ 120,000 | Hip and Low Back Injuries | Moderate Property Damage Wrongful Death, Car Accident; 2003 | $245,000 | Disputed Liability Car Accident; 2003 | Herniated Disc in Neck | $250,000 | Minimal Property Damage

All Questions Were Submitted By Visitors To Avvo.com and Appear Below In Their Entirely Original and Unedited Form

Q:

If I do not have uninsured auto coverage will an Umbrella Policy cover medical bills from an accident?

Adding uninsured motorist coverage to my auto policy will double my premium. I would rather spend the money on an Umbrella Policy. Not sure if the Uninsured motorist insurance has to be in place, to be covered by the Umbrella.

A:

In general, my recommendation to my clients is to carry the maximum UM/UIM affordable. You will need to have at least equal the amount in BI Liability since the BI amount determines the maximum amount of UM/UIM offerred.

Even if you can elect UM/UIM on an Umbrella without it on the primary policy, practically speaking, you would be without UM/UIM at least for the 1st $300,000 in losses or $500,000 in the case of some companies, which require $500,000 underlying coverage.

I work at a grocery store and had a spill and fall inside a cooler and cut open my face. It was related to a wet floor inside the cooler do to a leak on the roof. The store had multiple slip and fall of costumer do the roof leaking in the store at different places. It happens when it rain the cooler fills and no matter how many time you mop it stays wet do to the moisture inside. I have been out of work for over 4 mouth but have been getting works comp. Was told by a lawyer that I can't sue my employer because of works comp. But if somebody fixed the roof wrong then I can go after them. Told management about the leak and was told that the property owners are the one that fix that and they just pass the info of the leaks or other structural problems to them to fix when they want.

In general, the property owners and any other party responsible for maintenance and repair of the building inside and outside and maintenance and repair inside and outside of the cooler may be held responsible, provided they are not immune to suit as you point out.

The potential Defendants in that claim would be subject to a different standard of care, and additional remedies may be available to you that are not available through the comp system, i.e.: pain & suffering and disfigurement.

Both cases can be pursued at the same time, although they must be pursued separately.

Contact an experienced Personal Injury Attorney who handlles injuries in FL due to negligent building mainteance and repair.

Do I have a case against my son's aftercare facility?

My son (6) was pushed from part of the playground at his aftercare and broke his arm. Noone called me to notify me that my son was crying and complaining that he couldn't move his arm. I arrived at 6:20 to pick him up and was then told what happened. They told me they put ice on his arm.. When I saw his arm, it was bent and visibly broken. Went to the ER where he got an X-Ray and was put in a cast. The next day, I went to the aftercare and asked for the accident report which stated that the incident happened at 4:30. My son was sitting there with a broken arm for 2 hours and no one called me. I am upset because when I told them this they claimed they did call me and it went to voicemail. No messages were left, none of the other emergency contacts were called. Is there a case?

This is a very unfortunate incident and I hope for your son's full recovery without any complications.

Definitely need further investigation here, regarding surrounding facts before and of the incident as well as all parties involved.

Consult an experienced Personal Injury Attorney handling FL cases to inform you what is involved in bringing a claim on behalf of your son (a minor) in general and the specifics for this type of case.

Slip and Fall at Walmart in West Palm Beach Florida

I was shopping at Walmart and went to the oil isle and got some oil. I then left that isle and rounded the end of the isle and started down the next isle. When a rug runner that was in front of the counter went right out from under my feet. I fell on the floor and hurt my back and numbness in my left leg and I have headaches. This happened Sunday and I tried to go to the chiropractor but even with my insurance they want $143 and I do not have that to spend. What should I do? I have photos I took of the carpet and floor. The carpet was sitting on top of oil or water. I have a picture of the back of the rug runner really wet. Need help and advice.

My General advice is to seek ER treatment for this type of incident and injury.

Additionally, your policy may have a lower or no co pay at all for this type of care as many insurance policies do not provide the best coverage for chiropractic care.

Seek consultation with an experienced Personal Injury Attorney that handles FL cases.

I fell in a hole while walking my dog and HURT my knee and ankle at the hotel we are staying at

Could not see the hole come to find out it was a hole for the gas thing here that had not been maintained properly I have pictures of it and I'm having to go to the ER for my leg what can I do

My basic general advice for your type of incident follows:

Give accurate accident and injury history to ER.

Provide your health insurance.

Follow instructions given by ER.

Report the fall to the Hotel and obtain a copy of an Incident Report.

Do not give any type of statement or recording beyond the basic scope above without consulting attorney.

Obtain witness information.

Preserve your shoes as evidence for later if necessary.

Consult with an experienced Personal Injury Attorney that can handle slip / trip and falls in FL

My son who is special needs,and in a after school program for kids like him was brought home injured (he had broken 2 bones in his arm) I was never notified,and there was no incident report,I had later found out that he was not being superved and he fell due to him not being watched and because of there floors,I lost my Job due to this..

But what I don't understand is that my attorney said he is not going after the school bord(this program is on a public school property) but he his going after the programs insurance company because he said they have a million dollar payout(witch I don't understand)and our letter for demands went out two weeks ago for 90,000 and my attorney says he doesn't think we will get anything near that and i don't seem to understand what the process is

I am sorry for your son's injury, especially due to his need for special care in the first place, and ironically winding up injured due to lack of supervision from the special care giver. I hope he makes a full recovery.

As the client, you have the authority to accept or reject any settlement offer received. However, after that, a judge will most likely need to approve the amount of any settlement and proceeds for your son's benefit.

The attorney's result will need to withstand such scrutiny, and you will be asked to comment on the job he did and confirm your understanding that the result is in the best interest of your son.

That being said, make sure you understand what the total value of your son's case is and how that value is determined. There are many variables to consider when evaluating a case, concerning what are termed economic and non-economic damages. Ask your attorney to break it down to the basic parts so you can understand how it all adds up.

If you do not agree with his evaluation and strategy, you can protect your son's interest by seeking another legal opinion from a Personal Injury attorney that handles injuries to minors in Florida.

I hope the best interests of your son are served and that this provides some help in that regard.