Granite County, MT Bankruptcy & Debt Lawyers

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Nik Geranios
About | Practice Areas
Geranios Law, PLLC
120 Hickory St. Suite B Missoula, MT 59801» view map
Bankruptcy & Debt Law
Experience. Integrity. Compassion.

I represent bankruptcy clients in and around Kalispell, Missoula, Butte, Helena, and Bozeman.

800-714-8570
1. Nik Geranios Missoula, MT
  Attorney at Law- MT, 1995
  University of Montana School of Law, J.D. 1995
2. AboutGeranios Law, PLLC
  Experience. Integrity. Compassion.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Not enough matches for Granite Bankruptcy & Debt lawyer.
Below are all Granite lawyers.

Trent Justin Oram

Industry Specialties

Status: In Good Standing Licensed: 12 Years

CONTACT

Charles R Johnson

General Practice

Status: In Good Standing Licensed: 48 Years

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Roxie Bianca Lovett

Employee Rights, Civil & Human Rights

Status: Inactive Licensed: 9 Years

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10 MT Highway 271, Drummond, MT 59832

Pamela F. Brown Payne

General Practice

Status: Inactive Licensed: 40 Years

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10 MT Highway 271, Drummond, MT 59832

J. Allen Bradshaw

General Practice

Status: Suspended Licensed: 55 Years

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18 Bradshaw Lane, Drummond, MT 59832

Blaine Cooper Bradshaw

General Practice

Status: In Good Standing Licensed: 19 Years

CONTACT

18 Bradshaw Lane, Drummond, MT 59832

Pamela F. Payne

General Practice

Status: Inactive Licensed: 41 Years

CONTACT

18 Bradshaw Lane, Drummond, MT 59832

800-923-0641

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

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Granite County, MT Bankruptcy & Debt Lawyers

Sponsored Law Firm

Geranios Law, PLLC

SPONSORED LAWYERS

Trent Justin Oram

Charles R Johnson

Roxie Bianca Lovett

Pamela F. Brown Payne

J. Allen Bradshaw

Blaine Cooper Bradshaw

Pamela F. Payne

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LEGAL TERMS

MEETING OF CREDITORS

GUARANTEED RESERVATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FORBEARANCE

NONEXEMPT PROPERTY

CHAPTER 13 BANKRUPTCY

PRIORITY DEBT

DEBT COLLECTOR

DEBIT CARD

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