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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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3. Articles
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Tricia N. Mckinnon

Litigation, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

Rochester, MI 48308

Terri P. Gruca

Contract, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

Rochester, MI 48308

Moneka L. Sanford

Family Law, Criminal, Children's Rights, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

Pontiac, MI 48343

Carly A. Van Thomme

Employee Rights, Contract, Collection, Medical Malpractice

Status: In Good Standing Licensed: 25 Years

CONTACT

612 W University Dr, Rochester, MI 48307

Walter J. Piszczatowski

Tax, Gift Taxation, Criminal, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

1760 S Telegraph Rd, Bloomfield Hills, MI 48302

Ryan Jacob Fishman

Divorce, Elder Law, Contract, Collection

Status: In Good Standing Licensed: 11 Years

CONTACT

800 W Long Lake Rd, Bloomfield Hills, MI 48302

Jessica L. Dadas-Schulze

Medicare & Medicaid, Estate Planning, Contract, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

40950 Woodward Ave, Bloomfield Hills, MI 48304

Marc A. Fishman

Construction, Mediation, Divorce, Collection

Status: In Good Standing Licensed: 49 Years

CONTACT

800 W Long Lake Rd, Bloomfield Hills, MI 48302

Dean Greenblatt

Landlord-Tenant, Aviation, Civil Rights, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

4190 Telegraph Rd, Bloomfield Hills, MI 48302

Donna A. Maloof

Construction, Divorce, Contract, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

40701 Woodward Ave, Bloomfield Hills, MI 48304

800-923-0641

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FDCPA

See Fair Debt Collections & Practices Act.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Hadley Collection Lawyer, Michigan, page 3

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Tricia N. Mckinnon

Terri P. Gruca

Moneka L. Sanford

Carly A. Van Thomme

Walter J. Piszczatowski

Ryan Jacob Fishman

Jessica L. Dadas-Schulze

Marc A. Fishman

Dean Greenblatt

Donna A. Maloof

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

CREDIT INSURANCE

FDCPA

MEETING OF CREDITORS

AUTOMATIC STAY

ACCORD AND SATISFACTION

FAIR CREDIT REPORTING ACT (FCRA)

SECURED DEBT

PRESUMED ABUSE

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