Haywood County, TN Credit & Debt Lawyers

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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John Milton Escue

International, Immigration, Government, Criminal

Status: In Good Standing Licensed: 10 Years

CONTACT

934 1/2 N Washington Ave, Brownsville, TN 38012

Larry Sangster Banks

Family Law, Collection, Defamation & Slander

Status: In Good Standing Licensed: 55 Years

CONTACT

108 S Washington Ave, Brownsville, TN 38012

Joshua Brian Shearon

General Practice

Status: In Good Standing Licensed: 11 Years

CONTACT

316 W Main St, Brownsville, TN 38012

Michael Joseph Banks

Juvenile Law, Federal Appellate Practice, Estate Planning, Family Law

Status: In Good Standing Licensed: 27 Years

CONTACT

108 S Washington Ave, Brownsville, TN 38012

Donald Nathaniel Spencer

Criminal, Civil Rights, Insurance, Credit & Debt

Status: In Good Standing

CONTACT

Brownsville, TN 38012

Kelly Tomlinson

Juvenile Law, Federal Appellate Practice, Family Law, Criminal

Status: In Good Standing Licensed: 19 Years

CONTACT

5455 Tibbs Rd, Brownsville, TN 38012

Justin Paul Jones

Accident & Injury, Criminal, Divorce & Family Law, Estate, Lawsuit & Dispute

Status: In Good Standing

CONTACT

28 South Washington Avenue, Brownsville, TN 38012

Kelly Finan Tomlinson

Juvenile Law, Federal Appellate Practice, Family Law, Criminal

Status: In Good Standing Licensed: 19 Years

CONTACT

5455 Tibbs Rd, Brownsville, TN 38012

Nathan Spencer

Criminal, Family Law, Personal Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

Brownsville, TN 38012

Mark Dyer

Federal Appellate Practice, Family Law, Insurance, Litigation

Status: In Good Standing Licensed: 38 Years

CONTACT

Brownsville, TN 38012

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Haywood County, TN Credit & Debt Lawyers

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

John Milton Escue

Larry Sangster Banks

Joshua Brian Shearon

Michael Joseph Banks

Donald Nathaniel Spencer

Kelly Tomlinson

Justin Paul Jones

Kelly Finan Tomlinson

Nathan Spencer

Mark Dyer

TIPS

LEGAL TERMS

DEBT COLLECTOR

IRS EXPENSES

FAIR CREDIT BILLING ACT (FCBA)

FRAUDULENT TRANSFER

GARNISHMENT

NONEXEMPT PROPERTY

UNSECURED DEBT

C CORPORATION

FAIR LABOR STANDARDS ACT (FLSA)

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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