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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Evan N. Pickus

✓ VERIFIED

Real Estate, Estate, Bankruptcy & Debt

Upon graduation from the Benjamin N. Cardozo School of Law at Yeshiva University in New York, classmates Evan N. Pickus and Howard S. Landsberg sought... (more)

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800-871-7810

802 Ryders Lane, East Brunswick, NJ 08816

Aniello D. Cerreto, Esq.

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Divorce & Family Law, Bankruptcy, Criminal, Estate

A lawyer who listens to you

I utilize the depth of my many years of relevant experience to assist people to transition into their new life and thrive during an otherwise trying t... (more)

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CONTACT

800-809-4531

215 Gordon's Corner Road, Manalapan, NJ 07726

Joseph I. Windman

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Bankruptcy & Debt, Real Estate

Joseph Windman is a practicing lawyer in the state of New Jersey. Attorney Windman received his J.D. from Brooklyn Law School.

FREE CONSULTATION

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732-780-4222

4400 Route 9 South, Freehold, NJ 07728

Bonita C. Leadem

Bankruptcy, Construction, Environmental Law, Insurance

Status: In Good Standing

CONTACT

4105 US Rte. 1, Monmouth Junction, NJ 08852

Theodore Sliwinski

Dispute Resolution, Corporate, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

45 River Rd, East Brunswick, NJ 08816

Jeffrey Brown

Adoption, Property & Casualty, Bankruptcy & Debt, Residential Real Estate, Child Support

CONTACT

4 Cornwall Drive, East Brunswick, NJ 08816

Alan Cosner

Estate, Elder Law, Divorce & Family Law, Bankruptcy & Debt, Tax

Status: In Good Standing

FREE CONSULTATION

CONTACT

197 Highway 18, East Brunswick, NJ 08816

John Charles Allen

Criminal, Bankruptcy & Debt, Family Law, Immigration, Lawsuit & Dispute

Status: In Good Standing Licensed: 30 Years

CONTACT

292 Livingston Avenue, New Brunswick, NJ 08901

Yan Rudikh

Foreclosure, Insurance, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

14 Woodward Dr, Old Bridge, NJ 08857

Robert Colby

Landlord-Tenant, Employment, Business, Collection

Status: In Good Standing

CONTACT

73 Church Street, New Brunswick, NJ 08901

800-923-0641

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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Helmetta Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Evan N. Pickus

Aniello D. Cerreto, Esq.

Joseph I. Windman

Bonita C. Leadem

Theodore Sliwinski

Jeffrey Brown

Alan Cosner

John Charles Allen

Yan Rudikh

Robert Colby

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LEGAL TERMS

MEETING OF CREDITORS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

COLLECTION AGENCY

PRIORITY DEBT

LIEN

BULK SALES LAW

ADMINISTRATIVE EXPENSES

CREDIT INSURANCE

SECURED DEBT

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