Jersey City Bankruptcy & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Gerard Robert DeSapio

Family Law, Collection, Immigration, Child Support

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26 Journal Square, Jersey City, NJ 07306

Brett F George

Bankruptcy

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416 36th Street, Union City, NJ 07087

Filipe Pedroso

Criminal, Divorce & Family Law, Immigration, Bankruptcy & Debt

Status: Licensed: 29 Years

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8 Wilson Avenue, Newark, NJ 07105

Alan S. Porwich

Litigation, Estate Planning, Family Law, Consumer Bankruptcy, Personal Injury

Status: Licensed: 46 Years

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591 Summit Ave, Jersey City, NJ 07306

Zakaria Aljaludi

Bankruptcy & Debt, Criminal, Real Estate, Civil & Human Rights

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FREE CONSULTATION

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4100 Kennedy Blvd, Union City, NJ 07087

Micaela Alvarez

Immigration, Family Law, Divorce, Bankruptcy

Status: Licensed: 29 Years

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416 36Th Street, Union City, NJ 07087

Peter Lowell Nichols

Corporate, Personal Injury, Wills & Probate, Commercial Bankruptcy

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241 Kearny Avenue, Kearny, NJ 07032

Jennifer Norton Weil

Employment, Student Rights, Contract, Bankruptcy

Status: Licensed: 24 Years

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701 Grand St, Hoboken, NJ 07030

Charles Landesman

Military & Veterans Appeals, Real Estate, Estate, Collection

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360 Kearny Avenue, Kearny, NJ 07032

Justin Hopkins

International Tax, Estate Planning, Business, Consumer Bankruptcy

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Jersey City, NJ 07303

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Jersey City Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Gerard Robert DeSapio

Brett F George

Filipe Pedroso

Alan S. Porwich

Zakaria Aljaludi

Micaela Alvarez

Peter Lowell Nichols

Jennifer Norton Weil

Charles Landesman

Justin Hopkins

TIPS

LEGAL TERMS

REAFFIRMATION

AUTOMATIC STAY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SECRET WARRANTY PROGRAM

SETOFF

GENERAL PARTNER

GUARANTOR

REDEMPTION

DISPOSABLE INCOME

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