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Alice Bower
About | Practice Areas
Alice Bower, Attorney at Law
6421 Camp Bowie Blvd. Suite 300 Fort Worth, TX 76116Â» view map
Bankruptcy
You Will Never be Just a Case Number

If you are feeling overwhelmed by late payments or fighting to stay solvent, we can show you a proven path to recovery.

800-895-6931
1. Alice Bower Fort Worth, TX
  Attorney at Law - TX, 1980
  University of Texas J.D. 1979
2. AboutAlice Bower, Attorney at Law
  We have more than thirty years of experience
3. Practice AreasSpecializations
  Bankruptcy
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David Lee Spiller

Elder Law, Banking & Finance, Credit & Debt, Personal Injury

Status: In Good Standing

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Stanley Hopkins Peavy

Family Law, Elder Law, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 32 Years

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423 Fourth Street, Graham, TX 76450

Stephen ONeal Crawford

Oil & Gas, Credit & Debt, Family Law, Business & Trade

Status: In Good Standing Licensed: 38 Years

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606 Oak St., Graham, TX 76450

Anne M. Calabria

Juvenile Law, Family Law, Criminal, Credit & Debt

Status: In Good Standing

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617 N Fm, Graford, TX 76449

Charles Ray Tibbels

Construction, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 8 Years

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204 W. Walnut St., Decatur, TX 76234

Edward Michael Ratliff

Family Law, Elder Law, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 7 Years

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5145 Upper Montague Rd., Bowie, TX 76230

Che Van Rotramble

Credit & Debt, Personal Injury, Family Law, Litigation

Status: In Good Standing Licensed: 14 Years

CONTACT

401 S Trinity St, Decatur, TX 76234

Brock R. Smith

Litigation, Criminal, Business & Trade, Credit & Debt

Status: In Good Standing

CONTACT

401 S Trinity St, Decatur, TX 76234

Eddy D. Atkins

Commercial Real Estate, Wills, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

112 W Ikard, Henrietta, TX 76365

800-923-0641

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Jacksboro Credit & Debt Lawyer, Texas

Sponsored Law Firm

Alice Bower, Attorney at Law

SPONSORED LAWYERS

David Lee Spiller

Stanley Hopkins Peavy

Stephen ONeal Crawford

Anne M. Calabria

Charles Ray Tibbels

Edward Michael Ratliff

Che Van Rotramble

Brock R. Smith

Eddy D. Atkins

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

DISPOSABLE INCOME

DOING BUSINESS AS (DBA)

UNDUE HARDSHIP

CYBERSQUATTING

UNSECURED DEBT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GARNISHMENT

FAIR CREDIT BILLING ACT (FCBA)

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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