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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
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Vicky M. Fealy

✓ VERIFIED

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Consumer Bankruptcy, Reorganization

Houston bankruptcy attorney Vicky Fealy, is board certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization. She has for more th... (more)

FREE CONSULTATION

CONTACT

800-810-9591

1235 North Loop West, Houston, TX 77008

Michael Glynn Busby

✓ VERIFIED

Bankruptcy & Debt, Divorce & Family Law, Foreclosure, Credit & Debt, Consumer Bankruptcy

Micheal Busby is a member of the State Bar of Texas, the Houston Bar Association, the Houston Association of Debtor’s Attorneys and is admitted to p... (more)

FREE CONSULTATION

CONTACT

800-892-4330

2909 Hillcroft Suite 350, Houston, TX 77057

Jeffrey D. Stewart

Corporate, Bankruptcy, Credit & Debt, Collection, Dispute Resolution

Status: In Good Standing

CONTACT

440 Louisiana Suite 718, Houston, TX 77002

Daryl J. Sinkule

Age Discrimination, Americans with Disabilities Act , Corporate, Civil Rights, Credit & Debt

Status: In Good Standing

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3D International Tower, 1900 West Loop South, Houston, TX 77027

James E. Cuellar

Bankruptcy, Corporate, Credit & Debt, Litigation

Status: In Good Standing

CONTACT

440 Louisiana Suite 718, Houston, TX 77002

Christopher P. Craven

Corporate, Credit & Debt, Litigation

Status: In Good Standing

CONTACT

440 Louisiana Suite 718, Houston, TX 77002

Regan Armstrong

Adoption, Farms, Credit & Debt, Divorce, Estate Planning

Status: In Good Standing

CONTACT

12777 Jones Road, Houston, TX 77070

Jameson Joseph Watts

Credit & Debt, Bankruptcy, Litigation

Status: In Good Standing

FREE CONSULTATION

CONTACT

26418 Oak Ridge Drive, Spring, TX 77380

Ryan J. Dove

Bankruptcy, Consumer Bankruptcy, Credit & Debt, Consumer Rights

Status: In Good Standing Licensed: 9 Years

CONTACT

1111 North Loop W, Houston, TX 77008

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Houston Credit & Debt Lawyer, Texas

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Vicky M. Fealy

Michael Glynn Busby

Jeffrey D. Stewart

Daryl J. Sinkule

James E. Cuellar

Christopher P. Craven

Regan Armstrong

Jameson Joseph Watts

Ryan J. Dove

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LEGAL TERMS

401(K) PLAN

C CORPORATION

MEETING OF CREDITORS

DOING BUSINESS AS (DBA)

SECRET WARRANTY PROGRAM

NUISANCE FEES

CREDIT COUNSELING

PREFERENCE

LOSS DAMAGE WAIVER (LDW)

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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