Scott C. Crutchfield is a Principal in GERMER PLLC’s Business section. His practice is primarily concentrated on representing Lenders and Borrowers in connection with HUD-Insured Loan transactions for the construction, refinancing and acquisition of Multifamily and Healthcare facilities under HUD’s various mortgage insurance programs, as well as property acquisitions and assumption of HUD-insured loans (“TPA’s”). Scott’s work in this area includes successful closings of numerous affordable transactions that combine HUD-insured financing, Low-Income Housing Tax Credits, Tax-Exempt Bonds and various types of local, state and federal subordinate loan elements. Geographically, approximately one-half to two-thirds of the transactions Scott has closed are through the Southwest Multifamily Region based in Fort Worth, with the remainder being spread across each of the other HUD Multifamily Regions. Additionally, Scott provides services to Borrowers under conventional commercial loan programs, including but not limited to those administered by Freddie Mac, Fannie Mae and USDA. Finally, Scott provides traditional business services to clients, including the sale, purchase or leasing of commercial property, entity formation and general services and advice.

Eric Robertson was raised in Port Neches, Texas, before he moved away for school and work. He attended Stephen F. Austin State University in Nacogdoches, Texas, for his undergraduate studies. Then, he attended Texas A&M University School of Law in Fort Worth, Texas. Eric spent his first years as a practicing attorney in the Dallas-Fort Worth metroplex from 2014 to 2017. Next, Eric served the State of Texas as an Administrative Law Judge in Houston from 2017 to 2022. As he started a family, Eric wanted to be closer to his hometown area and the values he grew up with, and he joined Germer PLLC’s Beaumont office in 2022. Eric practices in the areas of administrative law, civil litigation, personal injury defense, and torts.

Kelli B. Smith earned her Doctor of Jurisprudence degree, with honors, from the University of Texas School of Law in 1998. While attending law school, she was a Teaching Quizmaster, an associate editor of the Texas Journal of Women and The Law, and excelled in Moot Court competitions. She has been with Germer since 1998 and has extensive experience handling appeals in state and federal courts, including more than 100 reported and unreported opinions. Kelli is admitted to practice before Texas courts, the United States District Court for the Eastern District of Texas, the United States Court of Appeals for the Fifth Circuit, and the Supreme Court of the United States. Kelli is a member of the State Bar of Texas, Jefferson County Bar Association, Jefferson County Bar Journal Editorial Committee, Texas Association of Defense Counsel, Michelle Mehaffy American Inns of Court, the Appellate Section of the State Bar of Texas, and the Bar Association of the Fifth Federal Circuit. Kelli’s experience is in appellate practice and general civil litigation, including products liability, insurance defense, professional malpractice defense, and class and complex litigation.