Kirkland Credit & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Thomas F McGrath

Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

13555 Bel Red Road, Bellevue, WA 98005

Elizabeth M. Quick

Bankruptcy, Consumer Protection, Credit & Debt, Estate Planning

Status: In Good Standing

FREE CONSULTATION

CONTACT

247 10th Ave, Kirkland, WA 98033

Michael James Furney

Election & Political, Employment Discrimination, Corporate, Credit & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

10701 Ne 52Nd St, Kirkland, WA 98033

Robert Charles Kaufman

Family Law, Civil Rights, Credit & Debt, Collection

Status: In Good Standing Licensed: 42 Years

CONTACT

2135 112Th Ave Ne, Bellevue, WA 98004

Joanne Kay Lipson

Credit & Debt, Business & Trade, Bankruptcy, Commercial Bankruptcy

Status: Inactive Licensed: 41 Years

CONTACT

6809 40Th Ave Ne, Seattle, WA 98115

John P. Plovie

Federal, Identity Theft, Credit & Debt, Collection

Status: Inactive Licensed: 43 Years

CONTACT

Kirkland, WA 98073

Daniel Joseph Radin

Credit & Debt, Federal Appellate Practice, Bankruptcy, State Government

Status: Inactive Licensed: 46 Years

CONTACT

8815 42Nd Ave Ne, Seattle, WA 98115

Mark Jarmuth

Elder Law, Credit & Debt, Family Law, Bankruptcy

Status: Inactive Licensed: 31 Years

CONTACT

8610 164Th Ave Ne, Redmond, WA 98052

Warren Lief Erickson

Estate Planning, Estate, Credit & Debt, Bankruptcy

Status: Inactive Licensed: 50 Years

CONTACT

2814 Ne 77Th St, Seattle, WA 98115

Ernesto Jack Piza

Landlord-Tenant, International Tax, Corporate, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

12835 Ne Bel Red Rd, Bellevue, WA 98005

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CCCS

See Consumer Credit Counseling Service.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Kirkland Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Thomas F McGrath

Elizabeth M. Quick

Michael James Furney

Robert Charles Kaufman

Joanne Kay Lipson

John P. Plovie

Daniel Joseph Radin

Mark Jarmuth

Warren Lief Erickson

Ernesto Jack Piza

TIPS

LEGAL TERMS

REAFFIRMATION

NONEXEMPT PROPERTY

TOXIC TORT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FRAUDULENT TRANSFER

CCCS

DEBIT CARD

CREDIT INSURANCE

NO-FAULT INSURANCE

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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