Laguna Niguel Credit & Debt Lawyer, California

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Ethan Chin
About | Practice Areas
Ethan Chin Law
2400 East Katella Ave. Suite 800 Anaheim, CA 92806» view map
Bankruptcy & Debt
Passion. Dedication. Care.

We strive our best to provide efficient legal services at low cost so that families can worry less and take their first steps finding a solution to their issues.

800-908-6270
1. Ethan Chin Anaheim, CA
  Attorney at Law - CA, 2011
  University of San Diego J.D. 2011
2. AboutEthan Chin Law
  Advocating For Families
3. Practice AreasExpertise
  Bankruptcy & Debt
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Debra Grimaila

Landlord-Tenant, Corporate, Contract, Credit & Debt

Status: In Good Standing

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19200 Von Karman Avenue, Irvine, CA 92612

Ignacio J. Lazo

Real Estate, Litigation, Corporate, Credit & Debt

Status: In Good Standing

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8871 Research Drive, Irvine, CA 92618

William Guy Malcolm

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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31301 Via Las Palmas, San Juan Capistrano, CA 92675

John Allen Babcock

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 52 Years

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30251 Golden Lantern, Laguna Niguel, CA 92677

Douglas George Tennant

Military, Real Estate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 42 Years

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27075 Cabot Rd, Laguna Hills, CA 92653

Leonard Miles Shulman

Merger & Acquisition, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing

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100 Spectrum Center Dr, Irvine, CA 92618

Stephen Nathan Doan

Commercial Real Estate, Contract, Credit & Debt, Medical Malpractice, Car Accident

Status: In Good Standing Licensed: 22 Years

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32158 Camino Capistrano, San Juan Capistrano, CA 92675

Kenneth Leroy Mariboho

Employee Rights, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 20 Years

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27 Mauchly, Irvine, CA 92618

Karoleen Nabil Mito

Litigation, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing

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26932 Vista Ter, El Toro, CA 92630

Joshua Andrew Smisko

Entertainment, Trusts, Corporate, Credit & Debt

Status: In Good Standing

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27261 Las Ramblas, San Juan Capistrano, CA 92691

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Laguna Niguel Credit & Debt Lawyer, California

Sponsored Law Firm

Ethan Chin Law

SPONSORED LAWYERS

Debra Grimaila

Ignacio J. Lazo

William Guy Malcolm

John Allen Babcock

Douglas George Tennant

Leonard Miles Shulman

Stephen Nathan Doan

Kenneth Leroy Mariboho

Karoleen Nabil Mito

Joshua Andrew Smisko

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

UNDUE HARDSHIP

FAIR LABOR STANDARDS ACT (FLSA)

FRAUDULENT TRANSFER

UNSECURED DEBT

NO-FAULT INSURANCE

CHAPTER 13 BANKRUPTCY

DOING BUSINESS AS (DBA)

SUBROGATION

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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