Lakeside Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Craig Eugene Dwyer

✓ VERIFIED

Bankruptcy & Debt, Credit & Debt, Collection, Trusts, Wills & Probate

Craig E. Dwyer, Esq., has represented both debtors and creditors in Chapter 7, 11 and 13 Bankruptcy Cases in San Diego, Orange, Los Angeles and Rivers... (more)

FREE CONSULTATION

CONTACT

800-486-2210

8745 Aero Drive, Suite 301, San Diego, CA 92123

Maria J. Nu ez

Animal Bite, Criminal, Bankruptcy, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

1350 Columbia Street, San Diego, CA 92101

Michael George Vlachos

Employment, Civil Rights, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

9088 W Bluff Pl, Santee, CA 92071

Michael George Vlachos

Intellectual Property, Estate, Civil Rights, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

9088 W Bluff Pl, Santee, CA 92071

Michael Vlachos

Intellectual Property, DUI-DWI, Civil Rights, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

9088 W Bluff Pl, Santee, CA 92071

Michael Richard Daniels

Accident & Injury, Medical Malpractice, Collection, Real Estate

Status: In Good Standing Licensed: 47 Years

FREE CONSULTATION

CONTACT

16870 West Bernardo Drive, San Diego, CA 92127

Jamie Lyn Handrick

Landlord-Tenant, Real Estate, Contract, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

8220 University Ave, La Mesa, CA 91942

Simona Clark

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

15373 Innovation Drive, San Diego, CA 92128

James Richard Robertson

Litigation, Lawsuit & Dispute, Consumer Protection, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

4025 Camino Del Rio South, San Diego, CA 92108

Daniel Guinn Shay

Credit & Debt, Collection, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

2221 Camino Del Rio S, San Diego, CA 92108

800-923-0641

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Lakeside Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Craig Eugene Dwyer

Maria J. Nu ez

Michael George Vlachos

Michael George Vlachos

Michael Vlachos

Michael Richard Daniels

Jamie Lyn Handrick

Simona Clark

James Richard Robertson

Daniel Guinn Shay

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

AUTOMATIC STAY

SECRET WARRANTY PROGRAM

FAIR CREDIT REPORTING ACT (FCRA)

LIQUIDATING PARTNER

PRESUMED ABUSE

DISCHARGEABLE DEBTS

TRADE NAME

LOSS DAMAGE WAIVER (LDW)

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