Lebanon Bankruptcy & Debt Lawyer, Indiana

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Richard John Shea Lawyer

Richard John Shea

VERIFIED
Bankruptcy & Debt, Consumer Protection
Quality, Compassionate Representation

Richard Shea graduated from California State Polytechnic University, Pomona with a Bachelor of Science degree in Hotel & Restaurant Management in 1995... (more)

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800-948-4710

J. Andrew Sawin Lawyer

J. Andrew Sawin

Bankruptcy & Debt, Consumer Protection
Quality, Compassionate Representation

Andrew Sawin received his Bachelor of Arts degree from Indiana University in 1989 and his Doctor of Jurisprudence from Indiana University School of La... (more)

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317-255-2600

Terrence Patrick Kirby Lawyer

Terrence Patrick Kirby

VERIFIED
Criminal, Bankruptcy & Debt, Divorce & Family Law

Terrence P. Kirby has 35 years of experience working both in and out of courtrooms, with clients of all ages and backgrounds. Our office handles Crim... (more)

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CONTACT

800-773-2910

Jerry E. Smith Lawyer

Jerry E. Smith

VERIFIED
Bankruptcy & Debt, Bankruptcy, Foreclosure, Reorganization, Credit & Debt

JERRY E. SMITH, ATTORNEY CPA, PC is a bankruptcy and business reorganization law firm that assists consumer borrowers and business debtors.

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800-690-8340

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John Charles Hoard Lawyer

John Charles Hoard

VERIFIED
Bankruptcy & Debt, Commercial Banks, Workout, Reorganization, Limited Liability Companies

Firm Partner John Hoard’s practice is focused on representing clients in creditors’ rights, bankruptcy and commercial litigation. Mr. Hoard’s... (more)

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800-828-4091

Paul Daniel Ludwig Lawyer

Paul Daniel Ludwig

VERIFIED
Accident & Injury, Bankruptcy & Debt

Paul D. Ludwig has practiced in civil litigation and business law in Indianapolis since 1981, after graduation Magna Cum Laude from the Indiana Univer... (more)

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800-966-1681

Christopher M. Eskew Lawyer

Christopher M. Eskew

VERIFIED
Criminal, Divorce & Family Law, Felony, Bankruptcy & Debt, Divorce
Criminal Defense Attorney with Eskew Law LLC

Chris Eskew is a litigator and trial attorney with years of experience counseling clients in a wide spectrum of legal practice areas. The legal profe... (more)

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CONTACT

800-950-8280

Richard P. Batesky Lawyer

Richard P. Batesky

VERIFIED
Accident & Injury, Bankruptcy & Debt, Health Care

Attorney Richard Batesky has devoted nearly 30 years of his life to helping his clients receive compensation after a car accident, construction site a... (more)

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317-638-3471

David L. Simmons

Construction, Government Contract, Corporate, Bankruptcy
Status:  In Good Standing           

David A. Anderson

Child Support, Bad Faith Insurance, Corporate, Bankruptcy
Status:  In Good Standing           

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CREDIT FILE

See credit report.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)
(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.