Livingston County, NY Bankruptcy & Debt Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Livingston Bankruptcy & Debt lawyer.
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Susan Kathleen Duke

✓ VERIFIED

Criminal, Divorce & Family Law

LLM, Masters of Law, International Taxation

I consider communication to be a key aspect of the lawyer-client relationship, which is why I return phone calls and emails promptly. My clients have ... (more)

CONTACT

800-729-1461

3407 Rochester Road, Lakeville, NY 14480

Raymond Paul Sciarrino

✓ VERIFIED

Criminal, Real Estate, Personal Injury, Traffic, Estate

Licensed: 22 Years

Sciarrino & Sciarrino, P.C. is a criminal law firm serving Rochester and the surrounding areas of Livingston County and Wyoming County. For more than ... (more)

FREE CONSULTATION

CONTACT

800-737-5751

106 Main St, Mount Morris, NY 14510

J. Michael Jones

Litigation

Status: In Good Standing

FREE CONSULTATION

CONTACT

31 Main Street, Geneseo, NY 14454

Gregory J. McCaffrey

General Practice

Status: In Good Standing

FREE CONSULTATION

CONTACT

31 Main Street, Geneseo, NY 14454

Michael William Stivers

Landlord-Tenant, Divorce, Criminal, Car Accident, DUI-DWI

Status: In Good Standing

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131 Main St, Geneseo, NY 14454

Peter K. Skivington

Commercial Real Estate, Lawsuit & Dispute, Criminal, Accident & Injury

Status: In Good Standing Licensed: 45 Years

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31 Main St, Geneseo, NY 14454

Scott D. Woodruff

White Collar Crime, DUI-DWI, Criminal

Status: In Good Standing

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6 Court St, Geneseo, NY 14454

Daniel Ryan Magill

Criminal, Accident & Injury

Status: In Good Standing

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2 Court St, Geneseo, NY 14454

David Alan Hoffmann

Lawsuit & Dispute, DUI-DWI, Criminal, Personal Injury

Status: In Good Standing

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2 Court St, Geneseo, NY 14454

Scott David Woodruff

White Collar Crime, DUI-DWI, Criminal

Status: In Good Standing Licensed: 14 Years

CONTACT

6 Court St, Geneseo, NY 14454

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FCBA

See Fair Credit Billing Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

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Livingston County, NY Bankruptcy & Debt Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Susan Kathleen Duke

Raymond Paul Sciarrino

J. Michael Jones

Gregory J. McCaffrey

Michael William Stivers

Peter K. Skivington

Scott D. Woodruff

Daniel Ryan Magill

David Alan Hoffmann

Scott David Woodruff

TIPS

LEGAL TERMS

LIEN

INTEREST

FCBA

GARNISHMENT

FRAUDULENT TRANSFER

TOXIC TORT

BULK SALES LAW

FRATERNAL BENEFIT SOCIETY BENEFITS

GUARANTEED RESERVATION

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