Lummi Island Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Steven C. Hathaway

Real Estate, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

3811 Consolidation Avenue, Bellingham, WA 98227

Thomas Hughes Flattery

Commercial Bankruptcy, Business & Trade, Land Use & Zoning, Landlord-Tenant

Status: Licensed: 46 Years

CONTACT

3946 Cliffside Dr, Bellingham, WA 98225

O. Shane Balloun

Credit & Debt, Corporate, Civil Rights, Estate Planning

Status: Licensed: 13 Years

CONTACT

355 Harris Ave, Bellingham, WA 98225

Timothy C. Potts

International Tax, Estate Planning, Corporate, Credit & Debt

Status: Licensed: 43 Years

CONTACT

807 10Th St, Bellingham, WA 98225

Alexandra Verkh

Commercial Bankruptcy, Contract, Insurance, Electronic Commerce, Litigation

Status: Licensed: 26 Years

CONTACT

116 Hawthorne Rd, Bellingham, WA 98225

Peter Robert Dworkin

Construction, Civil Rights, Business & Trade, Commercial Bankruptcy

Status: Licensed: 25 Years

CONTACT

900 Dupont St, Bellingham, WA 98225

Laughlan Hunter Clark

Land Use & Zoning, Construction, Business & Trade, Credit & Debt

Status: Licensed: 45 Years

CONTACT

1700 D St, Bellingham, WA 98227

Gae Victoria Mackenzie

Business & Trade, Corporate, Contract, Commercial Bankruptcy

Status: Licensed: 51 Years

CONTACT

803 Highland Dr, Bellingham, WA 98225

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FDCPA

See Fair Debt Collections & Practices Act.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Lummi Island Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Steven C. Hathaway

Thomas Hughes Flattery

O. Shane Balloun

Timothy C. Potts

Alexandra Verkh

Peter Robert Dworkin

Laughlan Hunter Clark

Gae Victoria Mackenzie

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

BANKRUPTCY

FDCPA

IRS EXPENSES

AUTOMATIC STAY

FAIR CREDIT BILLING ACT (FCBA)

SECRET WARRANTY PROGRAM

NUISANCE FEES

CHAPTER 13 BANKRUPTCY

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